AmeriHome Mortgage Loan Modification & Foreclosure Help

Are you falling behind on your mortgage payments with AmeriHome Mortgage Company? You are not alone. Thousands of homeowners face financial hardship every year. If you have received a default notice, missed payments, or are facing an auction date, United Capital Mortgage Assistance (UCMA) can help you navigate the complex loss mitigation process to help you keep your home.

Get a Free 15 Minutes Expert Analysis — Call 1-800-474-1407 today!

Why Choose UCMA for AmeriHome Mortgage Assistance?

Since 1997, UCMA has successfully helped homeowners stop foreclosure and negotiate affordable loan modifications. Unlike general housing counselors, we are foreclosure prevention experts who understand the specific internal guidelines of lenders like AmeriHome Mortgage.

• 25+ Years of Experience: We have weathered every major housing crisis since the late 90s.
• Lender-Specific Expertise: We know AmeriHome’s systems, timelines, and documentation requirements.
• Full Representation: We don’t just give you advice; we step in and communicate with AmeriHome on your behalf, ensuring your application isn’t “lost” or unfairly denied.
• UCMA handles the entire application process for you: From beginning to end, ensuring every detail is accurate to maximize your chances of stopping foreclosure and keeping your family in your home, while giving you updates throughout.

Need Help Now?

Don’t let them take your home!  Call 1-800-474-1407 or Click Request a Callback and we’ll call you — Trusted by Thousands Since 1997.

Important Note: UCMA is a private third-party advocacy firm. We are not AmeriHome Mortgage Company, nor are we affiliated with them. We work solely for YOU, the homeowner, to protect your interests.

How We Help You Stop Foreclosure

The loss mitigation process can be overwhelming. AmeriHome Mortgage (often serviced via sub-servicers like PennyMac or Cenlar) requires precise documentation. A single missing page can restart your entire timeline.

Our “Done-For-You” Service Includes:

1. Foreclosure Stoppage: Immediately begin to suspend any further foreclosure action while a modification is under review.
2. Financial Analysis: We structure your financial package to meet AmeriHome’s specific debt-to-income (DTI) requirements for modification approval.
3. Negotiation: We fight for terms that actually make sense for your budget—including term extensions (up to 40 years), interest rate reductions, or principal deferment.
4. Communication Management: We handle the hours of hold times, faxes, and follow-ups so you can focus on your life.

Ready to Take Action? 

Call 1-800-474-1407 for you Free Consultation or Click Schedule a Callback.

AmeriHome Mortgage Company Contact Information

If you wish to contact AmeriHome directly regarding your loan status, use the verified information below.

WARNING: Sub-Servicer Confusion. AmeriHome often uses third-party sub-servicers like ServiceMac, Shellpoint, or Cenlar. Homeowners frequently report “document black holes” where paperwork is lost during the transfer between these entities, causing active modification trials to fail.

The #1 reason for foreclosure during a modification review is an “incomplete” file. UCMA audits your documents against AmeriHome’s specific internal guidelines before submission, ensuring the “Dual Tracking” protections are triggered and your home is safe.

Borrower Portal: Log in to AmeriHome Account 

Loss Mitigation & Customer Service:

• Phone: (888) 469-0810 (Primary Support)
• Alternate Service Line: (833) 200-9604 (For loans serviced by ServiceMac/AmeriHome)
• Hours: Monday – Friday, 8:00 AM – 5:00 PM (Pacific Time)

Fax Numbers:

• Note: Fax numbers for specific loss mitigation packages often change based on your assigned Single Point of Contact (SPOC). Always confirm the correct fax number with your representative.
• General Correspondence Fax: (817) 826-1697

Government Resources for Homeowners

If you prefer to seek assistance through government channels, these resources are available to you free of charge:

• CFPB Mortgage Help: The Consumer Financial Protection Bureau offers guidance on federal mortgage protections. Visit CFPB Mortgage Help
• HUD Approved Counselors: HUD tips to help you avoid foreclosure. HUD

Frequently Asked Questions (AmeriHome Specific)

Will I lose my home during the loan modification process?

Answer: In most cases, no—provided your application is submitted correctly. Under federal “Dual Tracking” laws (enforced by the CFPB), lenders like AmeriHome are generally legally restricted from proceeding with a foreclosure sale while a complete loss mitigation application is under review.

However, there is a critical risk: Lenders can still proceed with foreclosure if they deem your application “incomplete.” A single missing signature, outdated pay stub, or illegible page can cause AmeriHome to reject the file and restart the foreclosure clock without warning.

How UCMA Protects You: We use our 25+ years of experience to audit your specific financial package against AmeriHome’s internal guidelines before submission. We ensure your file is certified “complete” to trigger those federal legal protections, effectively “locking” the foreclosure status so we can safely negotiate your modification terms.

What is a Trial Payment Plan (TPP)?

A: A Trial Payment Plan is a “probation” period for your modification. Amerihome will typically require you to make 3 monthly payments at the new estimated amount.

Permanent Status: Once you successfully complete the trial, Amerihome will send the final modification agreement for you to sign.

Why was my modification denied? 

A: Common reasons include “failure to provide documents,” “income insufficient to support modification,” or “surplus income” (meaning the bank thinks you can afford the original payment). UCMA specializes in overturning these denials by correcting the financial presentation.

Received Letters From Your Bank’s Attorneys? 

Don’t wait for the Foreclosure Sale. Take control of your mortgage today.

For Your FREE CONSULTATION: Call 1.800.474.1407 or click SCHEDULE A STRATEGY CALL or START MY APPLICATION.

UCMA has helped thousands of homeowners stay in their homes. Our reputation for honest service, expertise, and successful outcomes makes us the go-to choice for your loan modification help.