AmeriHome Mortgage Loan Modification & Foreclosure Help

Are you falling behind on your mortgage payments with AmeriHome Mortgage Company? You are not alone. Thousands of homeowners face financial hardship every year. If you have received a default notice, missed payments, or are facing an auction date, United Capital Mortgage Assistance (UCMA) can help you navigate the complex loss mitigation process to help you keep your home.

Why Choose UCMA for AmeriHome Mortgage Assistance?

Since 1997, UCMA has successfully helped homeowners stop foreclosure and negotiate affordable loan modifications. Unlike general housing counselors, we are foreclosure prevention experts who understand the specific internal guidelines of lenders like AmeriHome Mortgage.

• 25+ Years of Experience: We have weathered every major housing crisis since the late 90s.
• Lender-Specific Expertise: We know AmeriHome’s systems, timelines, and documentation requirements.
• Full Representation: We don’t just give you advice; we step in and communicate with AmeriHome on your behalf, ensuring your application isn’t “lost” or unfairly denied.

Important Note: UCMA is a private third-party advocacy firm. We are not AmeriHome Mortgage Company, nor are we affiliated with them. We work solely for YOU, the homeowner, to protect your interests.

How We Help You Stop Foreclosure

The loss mitigation process can be overwhelming. AmeriHome Mortgage (often serviced via sub-servicers like ServiceMac or Cenlar) requires precise documentation. A single missing page can restart your entire timeline.

Our “Done-For-You” Service Includes:

1. Foreclosure Stoppage: Immediately begin to suspend any further foreclosure action while a modification is under review.
2. Financial Analysis: We structure your financial package to meet AmeriHome’s specific debt-to-income (DTI) requirements for modification approval.
3. Negotiation: We fight for terms that actually make sense for your budget—including term extensions (up to 40 years), interest rate reductions, or principal deferment.
4. Communication Management: We handle the hours of hold times, faxes, and follow-ups so you can focus on your life.

Ready to Take Action? Call 1-800-474-1407 for you Free Consultation or Click Contact UCMA and we’ll call you!

AmeriHome Mortgage Company Contact Information

If you wish to contact AmeriHome directly regarding your loan status, use the verified information below.

Borrower Portal: Log in to AmeriHome Account 

Loss Mitigation & Customer Service:

• Phone: (888) 469-0810 (Primary Support)
• Alternate Service Line: (833) 200-9604 (For loans serviced by ServiceMac/AmeriHome)
• Hours: Monday – Friday, 8:00 AM – 5:00 PM (Pacific Time)

Fax Numbers:

• Note: Fax numbers for specific loss mitigation packages often change based on your assigned Single Point of Contact (SPOC). Always confirm the correct fax number with your representative.
• General Correspondence Fax: (817) 826-1697

Government Resources for Homeowners

If you prefer to seek assistance through government channels, these resources are available to you free of charge:

• CFPB Mortgage Help: The Consumer Financial Protection Bureau offers guidance on federal mortgage protections. Visit CFPB Mortgage Help
• HUD Approved Counselors: HUD tips to help you avoid foreclosure. HUD

Frequently Asked Questions (AmeriHome Specific)

Q: Can I stop a foreclosure date if I have already received an auction notice from AmeriHome? A: Yes, in many cases. Under federal “dual tracking” laws, a lender generally cannot proceed with a foreclosure sale if a complete loss mitigation application is under review. However, time is critical. Call UCMA immediately at 1-800-474-1407 if you have an auction date.

Q: Does AmeriHome offer principal reduction? A: Principal reduction is rare but possible under very specific programs (often FHA-related). More commonly, AmeriHome will offer principal deferment, where a portion of the past-due balance is set aside to be paid off at the very end of the loan (maturity), effectively lowering your monthly payment now.

Q: Why was my modification denied? A: Common reasons include “failure to provide documents,” “income insufficient to support modification,” or “surplus income” (meaning the bank thinks you can afford the original payment). UCMA specializes in overturning these denials by correcting the financial presentation.

Ready to Save Your Home?

Don’t wait for the Sheriff’s sale. Take control of your mortgage today.

For Your FREE CONSULTATION: Call 1.800.474.1407 click Contact UCMA or Apply Online

UCMA has helped thousands of homeowners stay in their homes. Our reputation for honest service, expertise, and successful outcomes makes us the go-to choice for your loan modification help.