BSI Financial Loan Modification & Foreclosure Prevention Help
Don’t Face BSI Financial Alone – Trusted Advocacy Since 1997
If your mortgage has been transferred to BSI Financial Services, or if you are currently facing financial hardship, you may be experiencing the frustration that many homeowners report: difficulty logging into the portal, unexplained late fees, or trouble reaching a consistent point of contact.
You do not have to fight this battle alone. United Capital Mortgage Assistance (UCMA) has been a leading voice for homeowners for over 25 years. We specialize in cutting through the red tape of loan servicers like BSI Financial to help you stop foreclosure and keep your home.
Why Choose UCMA for Your BSI Financial Loan Modification?
BSI Financial is a specialized servicer, and navigating their specific internal “Default Resolution” protocols can be complex. Homeowners frequently report issues with high staff turnover and documents getting “lost” in the shuffle. Experience is your best defense.
- We Know Their System: We understand BSI Financial’s specific requirements for their “Request for Mortgage Assistance” (RMA) packages. We ensure your file is complete, accurate, and submitted to the right department the first time.
- Accountability: We document every interaction. If BSI claims they “never received” a document we sent on your behalf, we have the proof and the persistence to hold them accountable.
- Real Results, Real People: We don’t use automated bots. You get a dedicated case manager who fights for your best interest—whether that is a loan modification, repayment plan or forbearance agreement.
- Free, Honest Consultation: We review your situation at no cost. If we can’t help you, we will tell you how it is, and make other suggestions to help you keep your home.
“I was so stressed when my loan was transferred and I fell behind. You guys stepped in, handled all the calls, and got my modification approved when I thought I was going to lose everything. Thank you for giving me my life back.” — J.D. & Family (Verified UCMA Clients)
Ready to Take Action? For Your FREE Consultation Call: 1-800-474-1407 – Click Contact UCMA and we’ll call you! Trusted by Thousands of Homeowners Since 1997.
BSI Financial Contact Information & Resources
For homeowners attempting to handle their own file, ensuring you are contacting the specific Default Resolution Team—not just general customer service—is critical.
BSI Financial Borrower Portal For payments and document uploads, access the official portal here: Access BSI Financial “My Loan Web” Portal
Important Phone Numbers
- Default Resolution Team (Loss Mitigation): 1-800-327-7861
- Customer Care: 1-800-327-7861
- Fax for Loss Mitigation Documents: 1-814-217-1366
Mailing Address for Hardship Assistance
- Standard Mail: BSI Financial Services Attn: Default Resolution Team 314 S. Franklin Street Titusville, PA 16354
Government Foreclosure Prevention Resources
In addition to UCMA’s professional advocacy, you have access to federal resources that protect your rights as a homeowner.
- Consumer Financial Protection Bureau (CFPB):If you are facing unresponsive service or errors, the CFPB Mortgage Help Page offers guidance on your rights.
- HUD / FHA Help: Borrowers with FHA-insured loans have specific loss mitigation options. Visit the HUD Avoiding Foreclosure Page.
- Department of Veterans Affairs (VA): Veterans can access dedicated loan technicians for intervention. Visit the VA Home Loan Help Page.
Frequently Asked Questions (FAQ) for BSI Financial Borrowers
Q: Why is BSI Financial servicing my loan? A: BSI Financial is a mortgage servicer, meaning they handle the billing and administration of your loan, even if they didn’t originate it. It is common for loans to be transferred to BSI when they are in default or as part of a bulk sale from another lender.
Q: Can I stop a foreclosure if BSI has already sent me a Notice of Default? A: Yes, but time is critical. Submitting a complete loss mitigation package typically pauses the foreclosure process (a protection known as “dual tracking”). However, you must act before the sale date approaches. Contact UCMA at 1-800-474-1407 immediately to assess your timeline.
Q: What if BSI Financial says they didn’t receive my documents? A: This is a common complaint. We recommend sending everything via email or fax with a confirmation receipt. UCMA submits packages through multiple dedicated channels and follows up to confirm receipt, ensuring your file doesn’t “disappear.”
Q: Does BSI Financial offer partial claims or deferments? A: Yes, depending on who owns your loan (the “investor”), BSI can offer programs that defer missed payments to the end of the loan term or create a partial claim (common with FHA loans). We can help determine which investor owns your loan and what programs you qualify for.
Stop the Stress. Start the Solution.
Your home is worth fighting for. Let the experts at United Capital Mortgage Assistance handle the heavy lifting with BSI Financial so you can focus on your family.
United Capital Mortgage Assistance
Call Toll-Free: 1-800-474-1407 (Free, No-Obligation Consultation)
- Disclaimer: United Capital Mortgage Assistance (UCMA) is a private company and is NOT associated with the government, any government agency or any mortgage lender/servicer. UCMA is NOT a law firm and does not provide legal advice. All claims of success are based on past results and are not a guarantee of future outcomes.