Dovenmuehle Mortgage Loan Modification Assistance
If you are falling behind on payments with Dovenmuehle Mortgage, you are likely feeling overwhelmed. Since 1997, United Capital Mortgage Assistance (UCMA) has helped homeowners nationwide navigate the complex loan modification process. We are not a lender, but a dedicated advocate working to help you save your home and restructure your mortgage payments.
Important Note: Dovenmuehle is a “sub-servicer,” meaning they handle the billing for the actual owner of your loan (like Fannie Mae or Freddie Mac). This can make negotiations more complex.
Why Chose UCMA for Your Dovenmuehle Modification?
While you can contact Dovenmuehle directly, the process is often exhausting. Homeowners frequently face lost paperwork, confusing denials, and long hold times.
UCMA brings 25+ years of “Experience” to your corner:
We Know Their Guidelines: We understand the specific “waterfalls” and calculations Dovenmuehle uses to approve or deny modifications.
Paperwork Perfection: One error can restart a 90-day process. We prepare your file to industry standards before it is ever submitted.
Escalation Power: When front-line representatives can’t help, our team knows how to escalate your case to the appropriate decision-makers.
Term Extension: Extending your loan up to 40 years to reduce immediate costs.
Principal Deferment: Moving past-due amounts to the end of the loan to bring you current immediately.
Ready to Take Action? For Your FREE Consultation Call: 1-800-474-1407 – Click Contact UCMA or Apply Online – Trusted by Thousands Since 1997.
Contact Dovenmuehle Mortgage Directly
If you wish to contact your servicer directly regarding loss mitigation, here is their current department information:
Loss Mitigation Phone: 1-866-397-5370
Loss Mitigation Fax: 1-847-574-7617
General Customer Service: 1-800-669-4268
Hours of Operation: Mon-Fri 8:00 AM – 5:00 PM CS
Mailing Address: 1 Corporate Drive, Suite 360, Lake Zurich, IL 60047-8945
Official Government Resources
We encourage all homeowners to understand their rights. The following government agencies offer free housing counseling and resources:
HUD (Dept. of Housing and Urban Development):Find a free HUD-approved housing counselor in your area.
CFPB (Consumer Financial Protection Bureau):Learn about mortgage relief options and foreclosure protections.
Frequently Asked Questions: Dovenmuehle
Q: Does Dovenmuehle offer loan modifications? A: Yes. Like most major lenders, Dovenmuehle offers loss mitigation options such as loan modifications, forbearance plans, and repayment plans for borrowers experiencing financial hardship. However, you must submit a complete application package to qualify.
Q: Why did Dovenmuehle deny my loan modification?
A: Denials are common but can often be overturned. Common reasons include:
- Incomplete Application: If you miss one pay stub or page of a bank statement, Dovenmuehle may deny the whole file.
- NPV Test Failure: The “Net Present Value” test might show the investor makes more money foreclosing than modifying.
- Surplus/Deficit Income: You might show too much income (meaning you can afford the current payment) or too little income (meaning you can’t afford the modified payment).
Q: Why should I hire UCMA instead of doing it myself?
A: While you can apply on your own, the process is document-intensive and prone to errors that cause delays or denials. UCMA acts as your advocate, ensuring your file meets all requirements and negotiating directly with the lender to secure the best possible terms for your situation.
Q: What is a Trial Payment Plan (TPP)?
A: A Trial Payment Plan is a “probation” period for your modification. Dovenmuehle will typically require you to make 3 monthly payments at the new estimated amount.
- Crucial Warning: You must make these payments on time (early is better). If you miss a trial payment, the modification offer is voided, and foreclosure resumes immediately.
- Permanent Status: Once you successfully complete the trial, Dovenmuehle will send the final modification agreement for you to sign.
Don’t Face Dovenmuehle Alone — Take Action Now!
For Your FREE Consultation Call: 1-800-474-1407 – Click Contact UCMA or Apply Online – Trusted by Thousands Since 1997.
- Disclaimer: United Capital Mortgage Assistance (UCMA) is a private company and is NOT associated with the government, any government agency or any mortgage lender/servicer. UCMA is NOT a law firm and does not provide legal advice. All claims of success are based on past results and are not a guarantee of future outcomes.