Are You Behind on Your Freedom Mortgage Payments? We Can Help.
If you are facing foreclosure or struggling to make payments to Freedom Mortgage, you are not alone. Navigating the “document black hole” of a large servicer can be overwhelming, but you do not have to fight for your home by yourself.
United Capital Mortgage Assistance (UCMA) has been a trusted advocate for homeowners since 1997. We possess the specific expertise required to negotiate with Freedom Mortgage’s loss mitigation department. Our goal is simple: Get Freedom Mortgage to stop foreclosure action, modify your loan, and save your home!
Why Choose UCMA to Handle Freedom Mortgage?
Freedom Mortgage is one of the largest lenders in the country, and their loss mitigation process can be complex. Homeowners often report sending documents repeatedly only to be told they were never received.
UCMA changes the dynamic. We do not just send paperwork; we advocate for you.
- 25+ Years of Experience: We have successfully negotiated loan modifications nationwide since 1997.
- Direct Access: We know exactly which department to contact and how to escalate files that are “stuck” in review.
- Foreclosure Prevention Experts: If a complete modification package is submitted to Freedom Mortgage’s loss mitigation department more than 37 days prior to a sale date, we’re able to get those sale dates postponed. Federal rules generally prohibit them from foreclosing while reviewing your application. UCMA specializes in these urgent submissions.
Real Homeowner Success Story: “They got in touch with my lender, played hardball and stopped my foreclosure. I am so grateful for the great people at UCMA. The relentless help was a God send.” — J.C., Wyoming
Need Help Now? Don’t wait for a foreclosure auction date. Call 1-800-474-1407 or Click Contact UCMA and We’ll Call You!
Freedom Mortgage Loss Mitigation Contact Details
Use these verified numbers to contact Freedom Mortgage directly regarding your loan modification.
- Loss Mitigation Phone: 855-690-5900
- Loss Mitigation Fax: 866-505-0948 or 866-505-0949
- Email for Documents:lossmitigation@freedommortgage.com
- Online Portal: Freedom Mortgage Help Center
(Note: While these numbers allow you to contact the bank, having UCMA represent you ensures your file is handled correctly and professionally.)
Verified Government Resources for Homeowners
If you need additional assistance or want to verify your rights, these government agencies provide trusted support:
- CFPB Mortgage Help: Consumer Financial Protection Bureau Mortgage Resources
- HUD / FHA Help: FHA Loss Mitigation & Foreclosure Prevention
- VA Home Loans: VA Mortgage Assistance & Foreclosure Avoidance
- HAF Programs: NCSHA State-by-State Homeowner Assistance Fund Map
Frequently Asked Questions (FAQ) for Freedom Mortgage Customers
Q: Why does Freedom Mortgage say they never received my documents? A: This is a common issue with large loan servicers. Documents are often scanned into a massive digital queue and may be mislabeled or overlooked. UCMA solves this by maintaining strict transmission logs and following up directly with assigned negotiators to confirm receipt, ensuring your file moves forward.
Q: Does Freedom Mortgage offer Principal Reduction? A: It is rare, but possible under specific programs. Freedom Mortgage typically prioritizes “Recasting” or “Deferment.” Recasting involves paying a lump sum to lower payments, which doesn’t help those in financial hardship. True principal reduction (forgiveness) usually only occurs through specific FHA, VA, or HAF government programs. UCMA reviews your specific loan type (FHA, VA, Conventional) to determine if you qualify for any principal reduction or partial claim programs.
Q: How do I apply for a loan modification with Freedom Mortgage? A: You can apply through their online portal or by faxing a hardship application to 866-505-0948. However, a denial due to an inaccurate or incomplete application can make future approvals harder and harder. UCMA handles the entire application process for you, from beginning to end, ensuring every detail is accurate to maximize your chances of stopping foreclosure and keeping your family in your home!
Don’t Wait Until It’s Too Late
Your home is your most valuable asset. If you are struggling with Freedom Mortgage, let our experts fight for you.
Contact UCMA Today
- Phone:1-800-474-1407
- Experience: Helping homeowners since 1997
- Consultation: Free and confidential
- Disclaimer: United Capital Mortgage Assistance (UCMA) is a private company and is NOT associated with the government, any government agency or any mortgage lender/servicer. UCMA is NOT a law firm and does not provide legal advice. All claims of success are based on past results and are not a guarantee of future outcomes.