Freedom Mortgage Loan Modification Help & Foreclosure Assistance

Expert Guidance to Help You Keep Your Home – Helping Homeowners Stop Foreclosure Since 1997

If you are facing foreclosure or struggling to make payments to Freedom Mortgage, you are not alone. Navigating the “document black hole” of a large servicer can be overwhelming, but you do not have to fight for your home by yourself.

Our goal is clear: Get Freedom Mortgage to stop foreclosure action, modify your loan, and save your home. (A Freedom Mortgage Success Story).

United Capital Mortgage Assistance (UCMA) has been a trusted advocate for homeowners since 1997. We help you navigate the complex loss mitigation process so you can keep your home. We assist you in accurately completing all required Freedom Mortgage documentation, giving you the best chance for your loan modification approval.

You Don’t Have to Do This Alone. To Get Your Free Action Plan

Please Call 1-800-474-1407 or Click Contact UCMA (name, phone and email address) and we’ll reach out to you within hours.

Why Choose UCMA to Handle Freedom Mortgage?

Freedom Mortgage is one of the largest lenders in the country, and their loss mitigation process can be complex. Homeowners often report sending documents repeatedly only to be told they were never received.

UCMA changes the dynamic. We do not just send paperwork; we advocate for you.

• 25+ Years of Experience: We have been successfully resolving mortgage delinquencies and negotiating with lenders since 1997.
• We handle the entire application process for you: From beginning to end, ensuring every detail is accurate to maximize your chances of stopping foreclosure and keeping your family in your home, while consistently giving you updates throughout the foreclosure prevention process.
• Direct Lender Access: We bypass general customer service queues and work directly with loss mitigation departments and their superiors.
• Full-Service Representation: From the initial application to your final signature, we handle the document preparation, the phone calls, and the negotiations.
• No Bankruptcy Required: We focus on practical, non-bankruptcy alternatives to keep you in your home.
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• Real Homeowner Success Story: “They got in touch with my lender, played hardball and stopped my foreclosure. I am so grateful for the great people at UCMA. The relentless help was a God send.” — J.C., Wyoming — See more Success Stories Here.

Have Questions, Been Denied or Receive Attorney Letters? 

Get your questions answered! Call 1-800-474-1407 for your Free Consultation or Click Get My Free Action Plan (name, phone and email address) and you will hear back from us within hours.

How We Can Help

United Capital Mortgage Assistance offers a full suite of foreclosure-prevention services tailored to your needs:

• Foreclosure Suspension: Immediately begin to suspend any further foreclosure action while a modification is under review.
• Financial Analysis: We structure your financial package to meet Freedom Mortgage’s specific debt-to-income (DTI) requirements for modification approval.
• Negotiation: We fight for terms that actually make sense for your budget—including term extensions (up to 40 years), interest rate reductions, or principal deferment.
• Communication Management: We handle the hours of hold times, faxes, and follow-ups so you can focus on your life.

Frequently Asked Questions (FAQ) for Freedom Mortgage Customers

Q: Why does Freedom Mortgage say they never received my documents? A: This is a common issue with large loan servicers. Documents are often scanned into a massive digital queue and may be mislabeled or overlooked. UCMA solves this by maintaining strict transmission logs and following up directly with assigned negotiators to confirm receipt, ensuring your file moves forward.

Q: Does Freedom Mortgage offer Principal Reduction? A: It is rare, but possible under specific programs. Freedom Mortgage typically prioritizes “Recasting” or “Deferment.” Recasting involves paying a lump sum to lower payments, which doesn’t help those in financial hardship. True principal reduction (forgiveness) usually only occurs through specific FHA, VA, or HAF government programs. UCMA reviews your specific loan type (FHA, VA, Conventional) to determine if you qualify for any principal reduction or partial claim programs.

Q: How do I apply for a loan modification with Freedom Mortgage? A: You can apply through their online portal or by faxing a hardship application to 866-505-0948. However, a denial due to an inaccurate or incomplete application can make future approvals harder and harder. UCMA handles the entire application process for you, from beginning to end, ensuring every detail is accurate to maximize your chances of stopping foreclosure and keeping your family in your home.

Your home is your most valuable asset. If you are struggling with Freedom Mortgage, let our experts fight for you.

Stop the Stress. Start the Solution.

Don’t wait until it’s too late. The earlier you act, the more options you have.

Call for a Free Consultation:  1-800-474-1407 or Click Contact UCMA (name, phone and email address) or Apply Online and we’ll reach out to you right within 24 hours.

For greater than 25 years UCMA has helped homeowners nationwide stay in their homes. Our reputation for honest service, expertise, and successful outcomes makes us the go-to choice for your Freedom Mortgage loan modification help.

Freedom Mortgage Loss Mitigation Contact Details

Use these verified numbers to contact Freedom Mortgage directly regarding your loan modification.

• WARNING: The “Document Black Hole.” Borrowers frequently report that Freedom Mortgage repeatedly claims documents were never received, even after they were verified as sent, keeping your file as incomplete.
• By ensuring every detail of the application is accurate and complete before it is sent, UCMA removes the common excuses lenders use to kick files back into the “incomplete” pile.
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• Loss Mitigation Phone: 855-690-5900
• Loss Mitigation Fax: 866-505-0948 or 866-505-0949
• Email for Documents: lossmitigation@freedommortgage.com
• Online Portal: Freedom Mortgage Help Center

(Note: While these numbers allow you to contact the bank, having UCMA represent you ensures your file is handled correctly and professionally.)

Verified Government Resources for Homeowners

If you need additional assistance or want to verify your rights, these government agencies provide trusted support:

• CFPB Mortgage Help: Consumer Financial Protection Bureau Mortgage Resources
• HUD / FHA Help: FHA Loss Mitigation & Foreclosure Prevention
• VA Home Loans: VA Mortgage Assistance & Foreclosure Avoidance

Since 1997 UCMA has helped homeowners stay in their homes.

Our reputation for honest service, expertise and successful outcomes makes us the go-to choice for your Freedom Mortgage loan modification help.