Are You Behind on Your Freedom Mortgage Payments? We Can Help.

If you are facing foreclosure or struggling to make payments to Freedom Mortgage, you are not alone. Navigating the “document black hole” of a large servicer can be overwhelming, but you do not have to fight for your home by yourself.

United Capital Mortgage Assistance (UCMA) has been a trusted advocate for homeowners since 1997. We possess the specific expertise required to negotiate with Freedom Mortgage’s loss mitigation department. Our goal is simple: Get Freedom Mortgage to stop foreclosure action, Modify Your Loan, and Save Your Home. Receive a Free 15 Minute Expert Analysis — Call 1-800-474-1407 — or Click Request a Callback and we will call you.

Why Choose UCMA to Handle Freedom Mortgage?

Freedom Mortgage is one of the largest lenders in the country, and their loss mitigation process can be complex. Homeowners often report sending documents repeatedly only to be told they were never received.

UCMA changes the dynamic. We do not just send paperwork; we advocate for you.

• 25+ Years of Experience: We have successfully negotiated loan modifications nationwide since 1997.
• Direct Access: We know exactly which department to contact and how to escalate files that are “stuck” in review.
• Foreclosure Prevention Experts: If a complete modification package is submitted to Freedom Mortgage’s loss mitigation department more than 37 days prior to a sale date, we’re able to get those sale dates postponed. Federal rules generally prohibit them from foreclosing while reviewing your application. UCMA specializes in these urgent submissions.

• UCMA handles the entire application process for you: From beginning to end, ensuring every detail is accurate to maximize  your chances of stopping foreclosure and keeping your family in your home, while consistently giving you updates throughout the foreclosure prevention process.

• Real Homeowner Success Story: “They got in touch with my lender, played hardball and stopped my foreclosure. I am so grateful for the great people at UCMA. The relentless help was a God send.” — J.C., Wyoming — See more Success Stories Here.

Need Help Now? 

Don’t wait for a foreclosure auction date. Call Us Now: 1-800-474-1407 for your Free Consultation or Click SCHEDULE A CALLBACK or START MY APPLICATION.

Freedom Mortgage Loss Mitigation Contact Details

Use these verified numbers to contact Freedom Mortgage directly regarding your loan modification.

• WARNING: The “Document Black Hole.” Borrowers frequently report that Freedom Mortgage repeatedly claims documents were never received, even after they were verified as sent, keeping your file as incomplete.
• By ensuring every detail of the application is accurate and complete before it is sent, UCMA removes the common excuses lenders use to kick files back into the “incomplete” pile.
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• Loss Mitigation Phone: 855-690-5900
• Loss Mitigation Fax: 866-505-0948 or 866-505-0949
• Email for Documents: lossmitigation@freedommortgage.com
• Online Portal: Freedom Mortgage Help Center

(Note: While these numbers allow you to contact the bank, having UCMA represent you ensures your file is handled correctly and professionally.)

Verified Government Resources for Homeowners

If you need additional assistance or want to verify your rights, these government agencies provide trusted support:

• CFPB Mortgage Help: Consumer Financial Protection Bureau Mortgage Resources
• HUD / FHA Help: FHA Loss Mitigation & Foreclosure Prevention
• VA Home Loans: VA Mortgage Assistance & Foreclosure Avoidanc

Frequently Asked Questions (FAQ) for Freedom Mortgage Customers

Q: Why does Freedom Mortgage say they never received my documents? A: This is a common issue with large loan servicers. Documents are often scanned into a massive digital queue and may be mislabeled or overlooked. UCMA solves this by maintaining strict transmission logs and following up directly with assigned negotiators to confirm receipt, ensuring your file moves forward.

Q: Does Freedom Mortgage offer Principal Reduction? A: It is rare, but possible under specific programs. Freedom Mortgage typically prioritizes “Recasting” or “Deferment.” Recasting involves paying a lump sum to lower payments, which doesn’t help those in financial hardship. True principal reduction (forgiveness) usually only occurs through specific FHA, VA, or HAF government programs. UCMA reviews your specific loan type (FHA, VA, Conventional) to determine if you qualify for any principal reduction or partial claim programs.

Q: How do I apply for a loan modification with Freedom Mortgage? A: You can apply through their online portal or by faxing a hardship application to 866-505-0948. However, a denial due to an inaccurate or incomplete application can make future approvals harder and harder. UCMA handles the entire application process for you, from beginning to end, ensuring every detail is accurate to maximize your chances of stopping foreclosure and keeping your family in your home.

Your home is your most valuable asset. If you are struggling with Freedom Mortgage, let our experts fight for you.

Don’t Let Freedom Mortgage Take Your Home – Fight Back!

Don’t wait until it’s too late. The earlier you act, the more options you have.

• Call for a Free Consultation: 1-800-474-1407 or Click No Cost Review and we’ll reach out to you.
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• See if I Qualify Now– Get a response within 24 hours or next business day.
• Trusted by thousands of homeowners nationwide since 1997, the real experts!