Stop Foreclosure on Your Gateway Mortgage Loan

Don’t Face Gateway Mortgage Alone. Trusted Loan Modification Help Today Since 1997.

If you are falling behind on mortgage payments with Gateway Mortgage Group, time is against your most valuable asset. Since 1997, United Capital Mortgage Assistance (UCMA) has been a leading authority in foreclosure prevention, helping homeowners navigate the complex loss mitigation process when they feel their lender isn’t listening.

We know the documentation Gateway Mortgage Group requires, the timelines they operate under, and the specific escalation paths necessary to pause a sale date and negotiate a sustainable loan modification.

We assist you in accurately filling out and completing all required Gateway Mortgage documentation, including their Financial Forms giving you the best chance for your loan modification approval.

You Don’t Have to Do This Alone. To Get Your Free Action Plan

Please Call 1-800-474-1407 or Click Contact UCMA or Apply Online and we’ll reach out to you within hours.

Our Proven Foreclosure Prevention Loan Modification Process

Step 1: Free Eligibility Review We analyze your financial hardship, evaluate your loan type (FHA, VA, Fannie Mae, Freddie Mac, Conventional), and determine your best home retention options.

Step 2: Strategic Document Preparation Missing paperwork is the #1 reason lenders deny modifications. We prepare a flawless, comprehensive package that meets your specific servicer’s strict debt-to-income (DTI) guidelines.

Step 3: Aggressive Lender Negotiation We submit your file urgently to trigger “Dual Tracking” protections—which legally prevents your lender from foreclosing while your complete modification application is under review.

Step 4: Long-Term Mortgage Relief Whether it is an interest rate reduction, a term extension (up to 40 years), or a principal deferment, we fight for terms you can actually afford.

Start Your Free Action Plan Today

Real Client Testimonial

“I was terrified I was going to lose my home. Gateway had already sent me a foreclosure notice. UCMA stepped in, handled all the calls, and got me a modification that actually lowered my payment. I can’t thank you enough.” — Sarah M., Oklahoma — See more Success Stories Here.

Why Choose UCMA for Your Gateway Mortgage Loan Modification?

• 25+ Years of Experience: We have been successfully resolving mortgage delinquencies and negotiating with lenders since 1997.
• We handle the entire application process for you: From beginning to end, ensuring every detail is accurate to maximize your chances of stopping foreclosure and keeping your family in your home, while consistently giving you updates throughout the foreclosure prevention process.
• Direct Lender Access: We bypass general customer service queues and work directly with loss mitigation departments and their superiors.
• Full-Service Representation: From the initial application to your final signature, we handle the document preparation, the phone calls, and the negotiations.
• No Bankruptcy Required: We focus on practical, non-bankruptcy alternatives to keep you in your home.
• No Bankruptcy Required: You don’t have to file for bankruptcy to save your home. We provide the expert negotiation needed to reach a sustainable agreement with your lender

Have Questions or Ready to get started?

Call 1-800-474-1407 or Scroll-up and Request Your Free Action Plan or Apply Online and we’ll reach right back out to you within hours.

UCMA handles the entire application process for you, from beginning to end, ensuring every detail is accurate to maximize your chances of stopping foreclosure and keeping your family in your home!

Gateway Mortgage Group: Loss Mitigation Contact Info

We have compiled the essential contact information you need to reach the right department at Gateway Mortgage.

• Mortgage Assistance Portal: Gateway Mortgage Payment Assistance
• Loss Mitigation Phone: 1-855-331-2474 
• Customer Care: 1-877-764-9319 (7:00 AM – 7:00 PM CST)
• Loss Mitigation Email: solutions@GatewayLoan.com
• Mailing Address: Gateway Mortgage Attn: Loss Mitigation 244 South Gateway Place Jenks, OK 74037

Tip: When sending documents via email or mail, always include your Loan Number on every single page.

Official Government Foreclosure Help

If you need additional assistance or verification of your rights, these government agencies provide critical resources:

• Consumer Financial Protection Bureau (CFPB): Mortgage Help Page
• FHA (HUD): FHA Loss Mitigation & Foreclosure Help
• Veterans Affairs (VA): VA Mortgage Help & Foreclosure Avoidance
• Homeowner Assistance Fund (HAF): Find Your State’s HAF Program

Frequently Asked Questions: Gateway Mortgage Group

Q: Does Gateway Mortgage Group Bank offer loan modifications? A: Yes. Like most major lenders, Gateway Mortgage Group offers loss mitigation options such as loan modifications, forbearance plans, and repayment plans for borrowers experiencing financial hardship. However, you must submit a complete application package to qualify.

Q: Why did Gateway Mortgage Group deny my loan modification?

A: Denials are common but can often be overturned. Common reasons include:

• Incomplete Application: If you miss one pay stub or page of a bank statement, Gateway may deny the whole file.
• NPV Test Failure: The “Net Present Value” test might show the investor makes more money foreclosing than modifying.
• Surplus/Deficit Income: You might show too much income (meaning you can afford the current payment) or too little income (meaning you can’t afford the modified payment).
• How UCMA Helps: We review your denial letter and can help you re-apply with a corrected financial package that addresses their specific denial reason.

Q: Why should I hire UCMA instead of doing it myself? 

A: While you can apply on your own, the process is document-intensive and prone to errors that cause delays or denials. UCMA acts as your advocate, works for you, ensuring your file meets all requirements and negotiating directly with the lender to secure the best possible terms for your situation.

Q: What is a Trial Payment Plan (TPP)?

A: A Trial Payment Plan is a “probation” period for your modification. Gateway Mortgage will typically require you to make 3 monthly payments at the new estimated amount.

• Crucial Warning: You must make these payments on time (early is better). If you miss a trial payment, the modification offer is voided, and foreclosure resumes immediately.
• Permanent Status: Once you successfully complete the trial, Gateway will send the final modification agreement for you to sign.

Take the First Step Toward Saving Your Home

Do not wait for the sheriff’s sale. The earlier you act, the more options you have.

Get the Loan Modification You Deserve – Contact United Capital Mortgage Assistance Today

Call 1-800-474-1407 or Click Contact UCMA or Apply Online and we’ll reach right back out to you.

UCMA has helped homeowners nationwide stay in their homes. Our reputation for honest service, expertise, and successful outcomes makes us the go-to choice for your Gateway Mortgage Group loan modification help.