iServe Residential Lending Loan Modification & Foreclosure Prevention

If you are facing financial hardship and struggling to make your mortgage payments to iServe Residential Lending, you are not alone. Whether you have missed a few payments or have already received a Notice of Default, the stress of potential foreclosure is overwhelming.

Since 1997, United Capital Mortgage Assistance (UCMA) has helped homeowners navigate the complex loss mitigation process. We understand that iServe Residential Lending operates differently than the “big bank” servicers. You need a team that knows how to reach their specific decision-makers to stop the foreclosure clock and negotiate a solution that keeps you in your home.

Why Choose UCMA to Handle Your iServe Modification?

Real Expertise. Proven Results.

Dealing with mortgage servicers can feel like a full-time job. Documents get lost, representatives change, and timelines are missed. UCMA steps in to be your professional advocate.

• We Stop the “Runaround”: iServe has distinct departments for origination (new loans) and servicing (existing loans). We ensure your application goes directly to the Loss Mitigation department, bypassing general customer service queues.
• Foreclosure Prevention Specialists: Our primary goal is to halt any pending foreclosure sale dates. We work aggressively to trigger “Dual Tracking” protections, which legally prevents a lender from foreclosing while a complete modification application is under review.
• 25+ Years of Negotiation: We know how to structure your financial package to meet the strict debt-to-income (DTI) requirements necessary for approval.
• Full Representation:From the first call to the final signature, we handle all communications. You get peace of mind knowing professionals are fighting for your home.

Need help now? Call 1-800-474-1407 for a free, no-obligation consultation or Click Contact UCMA and we’ll call you!

iServe Residential Lending Contact Information

Verified Contact Details for Homeowners

It is critical to contact the correct department. iServe often uses a specific “Servicing Division” for handling distressed loans. Use the information below to reach them directly.

• Loss Mitigation & Servicing Phone: 877-855-8490
• General/Origination Phone: 877-308-4117
• Borrower Portal Login: Log in to iServe Servicing Division
• Mailing Address: 10920 Via Frontera, Suite 520 San Diego, CA 92127

Trusted Government Resources

Verify Your Rights and Options

We believe in empowering homeowners with verified information. These government agencies offer oversight and resources for borrowers in distress:

• Consumer Financial Protection Bureau (CFPB): Access guides on mortgage relief and foreclosure protections at the CFPB Mortgage Help Page.
• HUD / FHA Foreclosure Avoidance: If you have an FHA loan, read specific tips on the HUD Avoiding Foreclosure Page.

Department of Veterans Affairs (VA): Veterans can find specific housing assistance and foreclosure alternatives at the VA Housing Assistance Page.

Frequently Asked Questions (FAQ) for iServe Customers

Q: Will applying for a loan modification stop my foreclosure date? A: In many cases, yes. Under federal “Dual Tracking” laws, a servicer cannot proceed with a foreclosure sale if they have received a complete loss mitigation application. However, disputes over what counts as “complete” are common. UCMA ensures your file is certified complete to trigger these protections.

Q: What if iServe transfers my loan to another company? A: It is common for lenders to transfer servicing rights. If you receive a “Notice of Service Transfer,” your modification application should transfer with it, but files often get lost during the hand-off. UCMA monitors these transfers closely to ensure the new servicer honors your active application.

Q: Does iServe offer FHA Partial Claims? A: If you have an FHA loan, iServe may offer a “Partial Claim,” which allows you to defer missed payments into a separate, interest-free loan due at the end of your mortgage. We can analyze your loan type to see if this is an option for you.

Ready to Take Action? For Your FREE Consultation Call: 1-800-474-1407 – Click Contact UCMA or Apply Online – Trusted by Thousands Since 1997.