Stop Midland Mortgage Foreclosure & Get Approved for a Loan Modification 

Trusted Help for Midland Mortgage Borrowers Since 1997

Are you falling behind on payments with Midland Mortgage? You are not alone. Whether you are facing “payment shock” from an adjustable rate, unapplied suspense funds, or difficulty reaching a live person in their Oklahoma City office, United Capital Mortgage Assistance (UCMA) is here to help.

We don’t just send forms; we advocate for you. With over 25 years of experience stopping foreclosure, we know exactly how to navigate Midland Mortgage’s specific loss mitigation protocols to save your home.

Call 1-800-474-1407 for a Free Consultation or Contact UCMA

Why Choose UCMA for Your Midland Mortgage Modification?

Homeowners often report that dealing with Midland Mortgage (a division of MidFirst Bank) can be frustrating. Common complaints include long hold times, documents getting “lost” in the fax machine, or confusion over deferment payments.

We cut through the red tape. Since 1997, UCMA has successfully helped thousands of homeowners. We understand the internal escalation contacts at Midland Mortgage and how to package your application so it gets approved, not rejected.

• Proven Track Record: We have been saving homes for 25+ years.
• Direct Negotiation: We handle the calls, the faxes, and the hard questions so you don’t have to.
• Foreclosure Prevention Experts: We specialize in resolving “Dual Tracking” issues where the lender moves toward foreclosure while you are still applying for help.

Actual Client Testimonial: “Thank you for your tireless work to save our home. Today we signed our Loan Modification and saved our home because of your hard work. I cannot thank you enough.” — F.L.H. – Louisiana (Satisfied UCMA Client)

Resource Section: Midland Mortgage Direct Contact Info]

Midland Mortgage Loss Mitigation Resources

If you wish to attempt contact with Midland directly, here is the verified contact information for their hardship department. Note: If you hire UCMA, we handle all of this communication for you.

• Loss Mitigation / Mortgage Assistance Phone: 800-552-3000
• Customer Service Phone: 800-654-4566
• Fax for Documents: 405-767-5815
• Mailing Address (Mortgage Assistance):Midland Mortgage Attn: Mortgage Assistance Center P.O. Box 268806 Oklahoma City, OK 73126
• Borrower Portal: Portal Login

Free Government Resources for Homeowners

We believe in full transparency. If you are not ready to hire a professional advocacy firm like UCMA, you can seek assistance through these government-backed agencies:

• Consumer Financial Protection Bureau (CFPB): Mortgage Help Resources
  • The CFPB protects consumers from unfair practices. 
• S. Dept. of Housing and Urban Development (HUD): Avoid Foreclosure
  • HUD offers free housing counseling services

Frequently Asked Questions: Midland Mortgage Modifications

Q: Does Midland Mortgage offer loan modifications? A: Yes. Midland offers several options for borrowers in default, including loan modifications (capitalizing arrears), repayment plans, and forbearance. However, approval is not automatic. You must submit a complete “loss mitigation package” that meets their strict debt-to-income ratio guidelines.

Q: Why is Midland Mortgage returning my payments? A: If you are significantly behind, Midland may refuse partial payments and place them in a “suspense account” until you pay the full past-due amount. This is a dangerous cycle that often leads to foreclosure. UCMA can help negotiate a resolution to apply these funds correctly.

Q: Can I stop a foreclosure date if I have already received a Notice of Sale? A: Often, yes. If a complete modification package is submitted to Midland’s loss mitigation department more than 37 days before the sale, federal law (Regulation X) usually requires them to pause the foreclosure to review your file. Time is critical—call us immediately at 1-800-474-1407 if you have a sale date.

Don’t Let Midland Mortgage Take Your Home.

Get the 25+ years of experience you deserve.

Click to Contact UCMA or Call Toll-Free: 1-800-474-1407