Stop Midland Mortgage Foreclosure & Get Approved for a Loan Modification 

Don’t Fight Midland Mortgage Alone. Helping Homeowners with Loan Modifications Since 1997.

Are you falling behind on payments with Midland Mortgage? You are not alone. Whether you are facing “payment shock” from an adjustable rate, unapplied suspense funds, or difficulty reaching a live person, United Capital Mortgage Assistance (UCMA) is here to help (A Midland Success Story.)

We know the documentation Midland Mortgage requires, the timelines they operate under, and the specific escalation paths necessary to pause a sale date and negotiate a sustainable loan modification.

We don’t just send forms; we advocate for you. UCMA handles the complex loss mitigation process so you can keep your home. We assist you in accurately completing all required Midland Mortgage documentation, giving you the best chance for loan modification approval. 

You Don’t Have to Do This Alone. To Get Your Free Action Plan

Please Call 1-800-474-1407 or Click Contact UCMA (name, phone and email address) and we’ll reach out to you within hours or the next business day.

With over 25 years of experience stopping foreclosure, we know exactly how to navigate Midland Mortgage’s specific loss mitigation protocols to help you keep your home.

Why Choose UCMA for Your Midland Mortgage Modification?

Homeowners often report that dealing with Midland Mortgage (a division of MidFirst Bank) can be frustrating. Common complaints include long hold times, documents getting “lost” in the fax machine, or confusion over deferment payments.

We cut through the red tape. UCMA has provided expert nationwide assistance for loan modification approvals since 1997. We understand the internal escalation contacts at Midland Mortgage and how to package your application so it gets approved, not rejected.

• 25+ Years of Experience: We have been successfully resolving mortgage delinquencies and negotiating with lenders since 1997.
• We handle the entire application process for you: From beginning to end, ensuring every detail is accurate to maximize your chances of stopping foreclosure and keeping your family in your home, while consistently giving you updates throughout the foreclosure prevention process.
• Direct Lender Access: We bypass general customer service queues and work directly with loss mitigation departments and their superiors.
• Full-Service Representation: From the initial application to your final signature, we handle the document preparation, the phone calls, and the negotiations.
• No Bankruptcy Required: We focus on practical, non-bankruptcy alternatives to keep you in your home.
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• Actual Client Testimonial: 

• “Thank you for your tireless work to save our home. Today we signed our Loan Modification and saved our home because of your hard work. I cannot thank you enough.” — F.L.H. – Louisiana — See more Success Stories Here.

Have Questions or Have You Been Denied for a Modification?

Don’t wait any longer. For your Free Consultation: Call 1-800-474-1407 or Click Request My Free Action Plan (name, phone and email address) or Apply Online and we’ll reach right back out to you.

How We Can Help

United Capital Mortgage Assistance offers a full suite of foreclosure-prevention services tailored to your needs:

• Foreclosure Suspension: Immediately begin to suspend any further foreclosure action while a modification is under review.
• Financial Analysis: We structure your financial package to meet Midland Mortgage’s specific debt-to-income (DTI) requirements for modification approval.
• Negotiation: We fight for terms that actually make sense for your budget—including term extensions (up to 40 years), interest rate reductions, or principal deferment.
• Communication Management: We handle the hours of hold times, faxes, and follow-ups so you can focus on your life.

Frequently Asked Questions: Midland Mortgage Modification

Q: Does Midland Mortgage offer loan modifications? 

A: Yes. Midland offers several options for borrowers in default, including loan modifications (capitalizing arrears), repayment plans, and forbearance. However, approval is not automatic. You must submit a complete “loss mitigation package” that meets their strict debt-to-income ratio guidelines.

Q: Why is Midland Mortgage returning my payments? 

A: If you are significantly behind, Midland may refuse partial payments and place them in a “suspense account” until you pay the full past-due amount. This is a dangerous cycle that often leads to foreclosure. UCMA can help negotiate a resolution to apply these funds correctly.

Q: Why should I hire UCMA instead of doing it myself? 

A: While you can apply on your own, the process is document-intensive and prone to errors that cause delays or denials. UCMA acts as your advocate, ensuring your file meets all requirements and negotiating directly with the lender to secure the best possible terms for your situation.

Q: Can I stop a foreclosure date if I have already received a Notice of Sale? 

A: Often, yes. If a complete modification package is submitted to Midland’s loss mitigation department more than 37 days before the sale, federal law (Regulation X) usually requires them to pause the foreclosure to review your file. Time is critical—call us immediately at 1-800-474-1407 if you have a sale date.

Don’t Let Midland Mortgage Take Your Home.

Contact us Today: 1-800-47-1407 or Click Contact UCMA (name, phone and email address) or Apply Online and we’ll reach right back out to you.

Midland Mortgage Loss Mitigation Resources

If you wish to attempt contact with Midland directly, here is the verified contact information for their hardship department. Note: If you hire UCMA, we handle all of this communication for you.

BEFORE YOU CALL Midland: Be aware they often lose or re-request documents multiple times. We prevent this by “Locking In” your submission for a seamless review. Call the experts at 1-800-474-1407 to secure your home today.

• Loss Mitigation / Mortgage Assistance Phone: 800-552-3000
• Customer Service Phone: 800-654-4566
• Fax for Documents: 405-767-5815
• Mailing Address (Mortgage Assistance): Midland Mortgage Attn: Mortgage Assistance Center P.O. Box 268806 Oklahoma City, OK 73126
• Borrower Portal: Portal Login

Free Government Resources for Homeowners

We believe in full transparency. If you are not ready to hire a professional advocacy firm like UCMA, you can seek assistance through these government-backed agencies:

• Consumer Financial Protection Bureau (CFPB): Mortgage Help Resources
• The CFPB protects consumers from unfair practices. 
• Dept. of Housing and Urban Development (HUD): Avoid Foreclosure
• VA Housing Assistance: U.S. Department of Veterans Affairs Housing Help

For greater than 25 years UCMA has helped homeowners stay in their homes.

Our reputation for honest service, expertise, and successful outcomes makes us the go-to choice for your Midland Mortgage loan modification help.