Rocket Mortgage Loan Modification & Foreclosure Prevention Assistance

Expert Help for Rocket Mortgage Homeowners

Are you falling behind on your payments with Rocket Mortgage? You are not alone. Navigating the loss mitigation department of a major lender can be overwhelming, confusing, and stressful.

At United Capital Mortgage Assistance (UCMA), we specialize in helping homeowners like you stop foreclosure and negotiate favorable loan modifications. We have been a trusted industry leader since 1997, providing the expertise and “hardball” negotiation tactics you need to save your home.

Why Choose UCMA for Your Rocket Mortgage Modification?

Dealing directly with a lender like Rocket Mortgage can be overwhelming. Misplaced documents, confusing terminology, and long hold times often lead to unnecessary denials. UCMA is your professional advocate.

• 25+ Years of Experience: We have been successfully resolving mortgage delinquencies since 1997. We know exactly what Rocket Mortgage requires for a successful modification.
• Foreclosure Prevention Expertise: Our sole focus is keeping you in your home. We analyze your financial situation to present the strongest possible case to your lender.
• Full-Service Representation: From the initial application to the final signature, we handle the paperwork, the phone calls, and the negotiations so you can focus on your family.
• Peace of Mind: Knowing that UCMA handles the entire application process for you, from beginning to end, ensuring every detail is accurate to maximize your chances of stopping foreclosure, keeping your family in your home helps give you peace of mind.
• Real Client Success Story: “They got in touch with my lender, played hardball and stopped my foreclosure. I am so grateful for the great people at UCMA. The relentless help was a God send.” — J.C., Wyoming

Get Your Free Consultation Today: Call UCMA: 1-800-474-1407 or Click Here and we will call you!

Rocket Mortgage Loss Mitigation Contact Information

If you wish to contact your lender directly, we believe in providing you with all the tools you need. Below is the current contact information for Rocket Mortgage’s assistance departments.

• Rocket Mortgage Borrower Portal: Rocket Mortgage Login 
• Existing Clients / Loss Mitigation Phone: 1-800-603-1955
• New Clients / General Inquiries: 1-888-452-8179
• Fax Number: Please check your specific “Request for Mortgage Assistance” (RMA) packet for the correct fax line, as this varies by loan type.

Government Resources for Homeowners

We encourage all homeowners to educate themselves on their rights. These government agencies provide verified information on foreclosure avoidance:

• Consumer Financial Protection Bureau (CFPB): Mortgage Help Page
• HUD / FHA Loans: FHA Foreclosure Avoidance Options
• Veterans Affairs (VA) Loans: VA Mortgage Help Page

Frequently Asked Questions (FAQ)

Does Rocket Mortgage do loan modifications? Yes. Rocket Mortgage offers loan modifications for borrowers facing long-term financial hardships. A modification changes the terms of your loan—such as the interest rate or term length—to make your monthly payments more affordable. However, applying for one is complex and requires precise documentation.

Why was I denied for a loan modification? Denials often happen for three reasons:

1. Incomplete Application: Missing a single pay stub or bank statement.
2. Insufficient Income: The lender believes you cannot afford even the reduced payment.
3. Surplus Income: The lender believes you make enough money to pay the original mortgage amount. UCMA specializes in reviewing your financials before submission to ensure you fit the lender’s specific approval “box.”

Why should I use UCMA instead of doing it myself? We have over 25 years of experience dealing with lender tactics. When you call Rocket Mortgage, you are speaking to a customer service representative. When UCMA represents you, we are negotiating directly with the decision-makers. We ensure your application is perfect the first time, significantly increasing your chances of success.

What is a Trial Period Plan (TPP)? A Trial Period Plan is typically a 3-month “probation” period. If approved, you must make three temporary payments on time. Once you successfully complete the trial, Rocket Mortgage will make the modification permanent. Warning: Missing a single payment during this trial often results in the cancellation of the modification and immediate resumption of foreclosure activity.

Ready to Save Your Home?

Don’t wait until a sale date is set. The earlier you act, the more options you have.

Contact UCMA Now: Phone: 1-800-474-1407  Get Started: Contact UCMA or Apply Online