Chase Mortgage Loan Modification & Foreclosure Prevention Experts
Don’t Let Chase Take Your Home!
Are you receiving “Notice of Intent to Foreclose” letters from Chase Home Lending? Has your “Relationship Manager” changed three times in the last month? You are not alone. As one of the largest mortgage servicers in the world, Chase’s bureaucracy can be overwhelming for homeowners trying to save their property.
Since 1997, United Capital Mortgage Assistance (UCMA) has successfully helped thousands of homeowners negotiate with Chase (and its predecessors like Washington Mutual/WaMu and EMC Mortgage) to lower monthly payments, halt sheriff sales, and keep their families in their homes. When your home is on the line, you need a team that understands Chase’s internal escalation protocols.
Need Immediate Assistance?
Call 1-800-474-1407 for your Free Consultation or Click Contact UCMA or Apply Online and we will call you!
Why Choose UCMA for Your Chase Modification?
Attempting to navigate Chase’s “MyHome” portal or getting a straight answer from their loss mitigation department can be a full-time job. UCMA bridges the gap with Experience, Expertise, and Authority.
- We Know Chase’s Legacy: Many current Chase loans originated as Washington Mutual (WaMu) or EMC Mortgage loans. We have been negotiating with these entities since before they were even acquired by Chase.
- We Stop Auction Dates: If Chase has scheduled a foreclosure sale, time is your enemy. Our primary goal is to halt the foreclosure process immediately so we can negotiate a sustainable solution.
- Direct Access to Decision Makers: We don’t just upload PDFs to a portal and hope for the best. We ensure your package meets Chase’s specific compliance standards (RMA form completeness, income documentation, etc.) to prevent “missing document” rejections.
- Peace of Mind:Stop worrying about the confusing “Mortgage Assistance Application” (MAA). We handle the entire application, communication, and negotiation process for you.
“Thank you for your tireless work to save our home. Today we signed our Loan Modification and save our home because of your hard work. I cannot thank you enough.” —F.L.H. – Louisiana — Satisfied Client
Click Contact UCMA and we we will call you or call for immediate assistance at 1-800-474-1407.
Chase Loss Mitigation Contact Information
If you are attempting to contact Chase directly regarding a hardship, transparency is key. Below are the current contact details for their loss mitigation and borrower assistance departments as of 2025.
Chase Mortgage Assistance Portal: Login to Chase MyHome Dashboard
Important Phone Numbers:
- Loss Mitigation / Relationship Manager: 1-800-848-9380
- Chase Military Services: 1-877-469-0110
- Customer Service: 1-800-848-9136
- Loss Mitigation Fax: 1-866-282-5682
Our Process: How UCMA Helps You Keep Your Home
We take the burden off your shoulders using a proven 3-step process tailored to your specific loan status.
Free Analysis: We review your financial situation and your specific Chase loan type (FHA, VA, Fannie Mae, Freddie Mac, or Portfolio) to determine if you qualify for their modification programs.
Strategic Application: Chase requires a specific “Request for Mortgage Assistance” (RMA) form. We prepare a professional package that is compliant with their standards, ensuring your income and hardship are calculated exactly how their underwriters require.
Aggressive Negotiation: We work directly with Chase’s negotiators to secure a loan modification that brings your loan current, potentially lowers your interest rate, and offers a monthly payment you can afford.
Government Agencies & Additional Resources
While UCMA provides professional representation, it is important to know your rights and the government resources available to homeowners.
CFPB (Consumer Financial Protection Bureau):Regulates the mortgage industry and protects consumers from unfair practices. Visit CFPB
HUD (Dept. of Housing and Urban Development):Provides government-approved housing counselors. Visit HUD
HAF (Homeowner Assistance Fund):State-specific funds available to help homeowners impacted by financial hardships (availability varies by state).
VA (Department of Veterans Affairs):Specific assistance for veterans facing foreclosure. Visit VA Housing Assistance
Frequently Asked Questions (FAQ) for Chase Borrowers
Can I stop a foreclosure auction if I have already received a sale date from Chase? Yes. Under CFPB rules, if a complete loss mitigation application is received more than 37 days before a scheduled foreclosure sale, Chase must evaluate it and cannot proceed with the sale until the decision is made. Even if you are closer than 37 days, UCMA has strategies to help request postponements. Contact us immediately if you have a sale date.
Why did Chase return my check? If your loan is in default (usually 45+ days past due), Chase may refuse to accept anything less than the total reinstatement amount. They will return partial payments to avoid legally resetting the “default clock.” This is standard procedure. We can help you negotiate a plan to resolve the total balance without needing to pay it all at once in cash.
Why does Chase keep asking for the same documents? This is a common frustration known as the “document loop.” Documents expire (usually after 60-90 days), or they may be rejected for poor quality. UCMA manages your document submission to ensure everything is legible, current, and tracked to prevent these delays.
Don’t Let Foreclosure Take Your Home!
Call 1-800-474-1407 for your Free Consultation or Click Contact UCMA or Apply Online and we will call you!
A trusted name in foreclosure prevention since 1997.
- Disclaimer: United Capital Mortgage Assistance (UCMA) is a private company and is NOT associated with the government, any government agency or any mortgage lender/servicer. UCMA is not a law firm and does not provide legal advice. All claims of success are based on past results and are not a guarantee of future outcomes.