Stop Foreclosure on Your First Horizon Bank Mortgage & Get Your Modification

Trusted Loan Modification & Foreclosure Prevention Assistance Since 1997

Are you falling behind on your First Horizon Bank mortgage payments? We understand the anxiety and uncertainty that comes with the threat of foreclosure. Whether you are facing financial hardship due to job loss, medical expenses, or an adjustable-rate reset, you are not alone.

Get a Free Expert Analysis, No Strings Attached — Call 1-800-474-1407 or Click No Cost Review (name, phone and email address) and we will call you within hours or the next business day.

At United Capital Mortgage Assistance (UCMA), we have helped thousands of homeowners save their homes and secure their financial future. If you are struggling to communicate with First Horizon Bank, or if your loan modification application has been delayed or denied, we can help you navigate the process and fight to keep your home.

Why Choose UCMA to Handle Your First Horizon Loan Modification?

Dealing with a lender’s “Loss Mitigation” department can be complicated and frustrating. Paperwork gets lost, representatives change, and timelines are missed.

Experience & Expertise You Can Count On

• Established 1997: We have over 25 years of experience specifically in foreclosure prevention.
• Proven Process:We don’t just fill out forms; we analyze your financial situation, prepare a personalized action plan, and advocate on your behalf to secure the best possible terms.
• Transparent Communication: We track every step of your application and keep you informed, so you never have to wonder where you stand.
• UCMA handles the entire application process for you: From beginning to end, ensuring every detail is accurate to maximize your chances of stopping foreclosure and keeping your family in your home.

“I want to thank you for helping my family stop the foreclosure on our home. You did everything you said you would, like you said you would and we cannot thank you enough!” — B.H. and D.H., New York — See more Success Stories Here.

Have Questions or Have You Been Denied or Receive Attorney Letters?

Get Your Questions Answered! Free Expert Analysis, No Strings Attached — Call 1-800-474-1407 or Click Get My No Cost Review (name, phone and email address) or Check My Eligibility and we’ll contact you within hours.

First Horizon Bank: Mortgage Assistance Resources

As part of our commitment to transparency, we provide the direct contact information you need to reach your lender. However, if you are uncomfortable negotiating alone, UCMA is here to represent you.

• First Horizon Bank Contact Information
• Mortgage Customer Service:
• Phone: 800-382-5465
• Consumer Lending / Mortgage Loans: 855-355-2096
• Loss Mitigation & Hardship Department:
• Phone: 866-206-4330
• If you are facing immediate difficulty, this is the primary line for assistance.
• Fax Numbers for Documents:
• Note: First Horizon often assigns specific fax numbers based on your case manager or the specific “Third Party Authorization” form you are required to sign.
• Recommendation: Always verify the correct fax number with your assigned point of contact before sending sensitive financial documents.
• Online Portals:
• Mortgage Login: First Horizon Mortgage Portal
• General Account Login: First Horizon Personal Banking Login

How We Can Help

United Capital Mortgage Assistance offers a full suite of foreclosure-prevention services tailored to your needs:

• Foreclosure Suspension: Immediately begin to suspend any further foreclosure action while a modification is under review.
• Financial Analysis: We structure your financial package to meet First Horizon’s specific debt-to-income (DTI) requirements for modification approval.
• Negotiation: We fight for terms that actually make sense for your budget—including term extensions (up to 40 years), interest rate reductions, or principal deferment.
• Communication Management: We handle the hours of hold times, faxes, and follow-ups so you can focus on your life.

Government Resources for Homeowners

In 2025, there are numerous government-backed programs designed to assist homeowners. We encourage you to explore these verified resources:

• Consumer Financial Protection Bureau (CFPB): Learn about your rights and find housing counselors. Visit CFPB Mortgage Help
• FHA Foreclosure Prevention: If you have an FHA-insured loan, specific loss mitigation options are available. Visit HUD/FHA Loss Mitigation
• VA Home Loan Assistance: Veterans with VA loans have access to dedicated loan technicians. Visit VA Mortgage Help
• Homeowner Assistance Fund (HAF): Find state-specific financial assistance programs for mortgage reinstatement. Find Your State’s HAF Program

Frequently Asked Questions (FAQ) for First Horizon Customers

Q: Can I stop a foreclosure if a sale date has already been set by First Horizon? A: In many cases, yes. However, time is critical. Submitting a complete loan modification package can often pause the foreclosure process (a “dual tracking” protection), but you must act immediately. Call UCMA at 1-800-474-1407 for emergency assistance.

Q: Does First Horizon offer forbearance plans? A: Yes, most major lenders, including First Horizon, offer forbearance plans which allow for temporary pauses or reductions in payments during a short-term hardship. It is vital to understand how the missed payments must be repaid at the end of the forbearance period.

Q: Why should I hire UCMA instead of doing it myself? A: While you can apply on your own, the process is complex and often results in unnecessary denials due to incomplete paperwork or errors. UCMA provides the expertise, negotiation skills, and persistence required to get results, allowing you to focus on your family while we handle the bank.

Don’t Let First Horizon Take Your Home

Don’t wait until it’s too late. Let the experts at United Capital Mortgage Assistance fight for you.

Call 1-800-474-1407 or Click Get My No Cost Review (name, phone and email address) or Check My Eligibility and we’ll contact you within hours.

For greater than 25 years UCMA has helped homeowners nationwide stay in their homes. Our reputation for honest service, expertise, and successful outcomes makes us the go-to choice for your First Horizon loan modification help