Stop Foreclosure in Wisconsin — Trusted Help Since 1997 — Protect Your Home!
If you’re behind on your mortgage payments in Wisconsin, you’re not alone — and you still have options. UCMA has helped thousands of homeowners stop foreclosure, negotiate loan modifications, and stay in their homes. Our team works directly with your mortgage servicer to secure real solutions that protect your home and give you financial stability.
Get a Free 15 Minute Expert Analysis — Call 1-800-474-1407 — or Click Request a Callback and we will reach out to you.
We understand how stressful this process can feel. Our job is to take that weight off your shoulders and guide you toward the best possible outcome.
Understanding Foreclosure in Wisconsin
Wisconsin is a judicial foreclosure state, which means lenders must go through the court system before they can take your home. This gives you more time and more legal protections than homeowners in non‑judicial states.
Key points Wisconsin homeowners should know:
- Foreclosure typically takes 6–12 months
- The process begins with a Summons and Complaint
- You have the right to respond and defend your case
- Wisconsin offers a redemption period in many cases
- A loan modification request can pause or delay foreclosure
- The earlier you take action, the more options you have to protect your home.
Why Choose UCMA to Handle Your Loan Modification in Wisconsin?
Experience Matters. Foreclosure prevention is not a side service for us; it is all we do. For over two decades, we have developed a deep understanding of the internal guidelines used by major lenders for FHA, VA, Fannie Mae, and Freddie Mac loans.
- 25+ Years of Success: We have been saving homes since 1997.
- High Success Rate: For qualified homeowners who complete our program.
- We Are Not A Law Firm: We are expert consultants who focus strictly on the financial negotiation and underwriting aspect of your loan, which is often faster and more affordable than litigation.
- We handle the entire application process for you: From beginning to end, ensuring every detail is accurate to maximize your chances of stopping foreclosure and keeping your family in your home, while consistently giving you updates throughout the foreclosure prevention process!
A Real Success Story
“Today we signed our Loan Modification and saved our home because of your hard work. I cannot thank you enough.” — F.L.H., Louisiana | Verified UCMA Client — See more Success Stories Here
Need Help Right Away?
Call 1-800-474-1407 for your FREE Consultation or Click NO COST REVIEW and we’ll call you! Trusted by Thousands Since 1997.
Wisconsin Foreclosure Timeline
While every case is different, most Wisconsin foreclosures follow this general timeline:
1. Missed Payments (30–90 Days)
Your lender sends late notices and attempts to contact you.
2. Notice of Default / Acceleration Letter
The lender demands full repayment of the past‑due amount.
3. Foreclosure Filed in Court
You receive a Summons and Complaint.
4. Court Proceedings
If no defense is filed, the lender moves toward judgment.
5. Judgment of Foreclosure
The court authorizes the sale of your home.
6. Redemption Period
Wisconsin homeowners may have time to pay off the debt before the sale.
7. Sheriff’s Sale
Your home is auctioned.
8. Eviction
If the home is sold, the new owner may begin eviction proceedings.
A loan modification request can pause or delay many of these steps — but only if submitted in time.
Your Rights Under Wisconsin Foreclosure Law
Wisconsin homeowners have important protections:
- You must receive proper notice before foreclosure begins
- You have the right to respond in court
- You may qualify for a redemption period
- You can request loss mitigation (loan modification review)
- Servicers must follow federal guidelines during review
UCMA helps ensure your rights are respected throughout the process.
How to Avoid Losing Your Home in Wisconsin
Here’s what you can do right now:
- Don’t ignore letters from your lender
- Gather your financial documents
- Contact UCMA immediately
- Begin the loan modification process with UCMA as soon as possible
The sooner you act, the more options you have to stop foreclosure.
We treat every homeowner with urgency, respect, and care.
Get Help Today — Free, No‑Obligation Consultation
Call 1-800-474-1407 or Click REQUEST A CALL BACK or SEE IF I QUALIFY. Helping Homeowners Since 1997.