If you’re struggling with your mortgage, the fear of foreclosure can feel overwhelming. Whether you have a fixed-rate or adjustable-rate mortgage, the right loan modification could be the key that helps you keep your home and rebuild financial stability.
United Capital Mortgage Assistance (UCMA) has specialized in Stopping Foreclosure with proven Loan Modifications since 1997, delivering relief to homeowners across America, even when lenders have said no.
Here you’ll learn how loan modifications work, why they’re a powerful solution, how UCMA’s process brings results, and—critically—how we optimize every step to fit your needs.
Common Homeowner Issues and Challenges Solved by Loan Modifications:
Falling behind on mortgage due to income reduction, unexpected bills, or ARM payment spikes.
Constant requests from your lender for more paperwork—often with little feedback or unclear next steps.
Denials after applying for loan modifications directly with your servicer.
The emotional toll of mounting debt, collections, and threat of losing your family’s home.
Uncertainty around qualification, documentation, and legal deadlines for action.
UCMA’s 25+ years of experience mean we know the roadblocks and the solutions.
Typical Options in Loan Modifications
Lowering your interest rate (temporarily or permanently)
Extending the repayment term (up to 40 years)
Switching from an ARM to a fixed-rate mortgage
Moving missed payments (arrears) to the back of your loan
Principal forbearance or, in rare cases, partial principal forgiveness
For you: This means your payments get more manageable—sometimes hundreds of dollars a month less—with no need to refinance or re-qualify for a new loan.
Why Homeowners Choose UCMA for Foreclosure Prevention
Since 1997, UCMA has built trust on a foundation of expertise, integrity, and proven results, helping thousands of families nationwide stop foreclosure with loan modifications while helping them regain their financial stability.
Referred by non-profit organizations, credit counseling agencies, mortgage servicers, clergymen, attorneys, mortgage brokers, past clients and others.
25+ years of niche expertise—fixed-rate, adjustable-rate, FHA, VA, conventional, and more.
Extensive testimonials from relieved homeowners: “They played hardball and stopped my foreclosure… the relentless help was a godsend!”
Ready to Take Action?
Call: 1-800-474-1407 – Click on Contact UCMA or Apply Online
UCMA’s End-to-End Process
Comprehensive Evaluation:
We listen to your concerns, review your hardship, and analyze all applicable programs to keep you in your home.
Complete Application Support:
Once provided essential paperwork—we handle the rest, ensuring every detail meets lender and legal requirements.
Negotiation:
Our experts negotiate directly with your mortgage servicer, advocating for terms within your budget and the highest chance of approval.
Ongoing Communication:
Regular updates—so you always know the status of your file and next steps.
Permanent Solutions:
Once granted, we help verify terms and ensure your lender implements the agreement correctly; you rebuild stability and receive peace of mind.
Act Fast: The sooner you seek help, the more options are available.
Immediate Action: For a free, no-obligation consultation, call 1-800-474-1407 – Click on Contact UCMA or Apply Online now.