BankUnited Mortgage Assistance: Stop Foreclosure & Protect Your Home

Don’t Face BankUnited Alone. Helping Homeowners with Loan Modifications Since 1997.

If you are falling behind on your BankUnited mortgage payments or have already received a Notice of Default, time is your most valuable asset. Since 1997, United Capital Mortgage Assistance (UCMA) has successfully guided homeowners through the complex loan modification process, helping families keep their homes even after they have been denied by their lender.

We assist you in accurately completing all required BankUnited documentation, giving you the best chance for loan modification approval.

Our goal is simple: Get BankUnited to stop foreclosure action, modify your loan, and save your home.

To Discuss Your Free Confidential Foreclosure Prevention Action Plan

Please Call 1-800-474-1407 or Click Contact UCMA (name, phone and email address) or Apply Online and we’ll reach out to you within hours or the next business day.

Why Choose UCMA for Your BankUnited Loan Modification?

Experience Matters. Results Matter.

Dealing with BankUnited’s loss mitigation department can be overwhelming. Homeowners often face long hold times, lost documents, and confusing jargon. UCMA serves as your professional advocate, handling every communication and negotiation on your behalf.

Our Expertise Includes:

• 25+ Years of Experience: We have been resolving mortgage delinquencies since 1997.
• Specific BankUnited Knowledge: We understand BankUnited’s internal guidelines, escalation procedures, and what they require to approve a modification.
• Document Management: We prepare, review, and submit your application correctly the first time, preventing delays caused by “missing paperwork.”
• Suspending Foreclosure: We verify all foreclosure action against you has been suspended while your modification is under review, and updating you of same.
• UCMA handles the entire application process for you:
• From beginning to end, ensuring every detail is accurate to maximize your chances of stopping foreclosure and keeping your family in your home.
• No Bankruptcy Required: We focus on practical, non-bankruptcy alternatives to keep you in your home.

Real People – Real Results 

“They got in touch with my lender, played hardball and stopped my foreclosure. I am so grateful for the great people at UCMA. The relentless help was a God send.” — J.C., Wyoming — See more Success Stories Here.

Have Questions, Receive Attorney Letters or Been Denied?

• Don’t face the massive BankUnited legal team alone.
• Call Us Now: 1-800-47-1407 or Get My No Cost Review or See if I Qualify and we will contact you within hours. 

BankUnited Contact Information

• For your convenience, here is the direct contact information for managing your account. While you can contact them directly, we recommend speaking with a UCMA expert first to ensure you don’t accidentally say something that could hurt your chances of approval.
• Customer Care & Loss Mitigation Inquiries:1-877-779-2265
• Online Account Portal: BankUnited Digital Banking Login
• Mailing Address (Loan Resolution): BankUnited Loan Resolution Department O. Box 670 Ripley, WV 25270
• Note: BankUnited frequently updates specific loss mitigation fax numbers. We recommend calling the Customer Care line to verify the current fax number for submitting financial documents.

Our Proven Foreclosure Prevention Process

• Step 1: Free Eligibility Review We analyze your financial hardship, evaluate your loan type (FHA, VA, Fannie Mae, Freddie Mac, Conventional), and determine your best home retention options.
• Step 2: Strategic Document Preparation Missing paperwork is the #1 reason lenders deny modifications. We prepare a flawless, comprehensive package that meets your specific servicer’s strict debt-to-income (DTI) guidelines.
• Step 3: Aggressive Lender Negotiation We submit your file urgently to trigger “Dual Tracking” protections—which legally prevents your lender from foreclosing while your complete modification application is under review.
• Step 4: Long-Term Mortgage Relief Whether it is an interest rate reduction, a term extension (up to 40 years), or a principal deferment, we fight for terms you can actually afford.

Government Resources for Homeowners

We believe in transparency. In addition to our private services, we encourage you to review these official government resources:

• CFPB Mortgage Help: Consumer Financial Protection Bureau Mortgage Resources
• FHA Homeowners: HUD/FHA Loss Mitigation Options
• Veterans (VA Loans): VA Housing Assistance & Foreclosure Avoidance

Frequently Asked Questions (BankUnited Specific)

Q: Can I stop a BankUnited foreclosure date if it is already scheduled? A: In many cases, yes. If a complete modification package is submitted to BankUnited’s loss mitigation department more than 37 days before the sale date, federal rules generally prohibit them from foreclosing while reviewing your application. UCMA specializes in these urgent submissions.

Q: BankUnited denied my modification. Can I appeal? A: Yes. Denials often happen due to calculation errors or incomplete information. UCMA can review your denial letter, correct the underlying issues, and resubmit a stronger package or file a formal appeal.

Q: Does BankUnited offer principal reduction? A: Principal reduction is rare but possible in specific circumstances depending on the investor who owns your loan (e.g., private investors vs. Fannie Mae/Freddie Mac). We can determine who owns your loan and what programs are available.

Stop the Stress. Start the Solution.

Don’t wait until it’s too late. The earlier you act, the more options you have.

• Call 1-800-474-1407 for a Free Consultation or Click No Cost Review or Click Start My Application and we will contact you within hours.

For greater than 25 years UCMA has helped homeowners nationwide stay in their homes. Our reputation for honest service, expertise, and successful outcomes makes us the go-to choice for your BankUnited loan modification help