Flagstar Bank Loan Modification Assistance: Stop Foreclosure & Keep Your Home

Are you falling behind on your mortgage payments with Flagstar Bank? You are not alone. United Capital Mortgage Assistance (UCMA) has specialized in helping homeowners navigate the complex Flagstar Bank loss mitigation process since 1997. Whether you have been denied a modification or are just starting to miss payments, our team provides the experience and advocacy you need to save your home.

Why Choose UCMA for Your Flagstar Bank Modification?

Banks often make the process difficult with repetitive document requests and confusing timelines. UCMA bridges the gap between you and Flagstar Bank.

• 25+ Years of Proven Results: We have successfully negotiated thousands of loan modifications, specifically with major servicers like Flagstar.
• Foreclosure Stoppage: We understand the legal timelines and can often halt active foreclosure proceedings while a modification is being negotiated.
• Government Program Experts: Our team is fluent in FHA, VA, Fannie Mae, and Freddie Mac guidelines that Flagstar Bank must follow.
• Third-Party Advocacy: We don’t work for the bank; we work for you. We ensure Flagstar adheres to all federal and state servicing laws.

Need Immediate Help? Call our Foreclosure Prevention Team at 1-800-474-1407 for a free, no-obligation consultation.

Flagstar Bank Contact Information & Resources

If you wish to contact Flagstar Bank directly regarding your default, use the dedicated Loss Mitigation numbers below to avoid general customer service delays.

Flagstar Bank Loss Mitigation Department:

• Mortgage Assistance Support: 833-755-2085
• Loss Mitigation Fax: 214-222-6054 (or 800-521-0632)

Official Customer Portal: Flagstar Bank MyLoans Login

Free Government Mortgage Assistance Resources

It is important to verify your rights. We encourage you to reference these official government resources regarding foreclosure prevention standards:

• CFPB (Consumer Financial Protection Bureau): Mortgage Help & Foreclosure Protections
• HUD / FHA (Federal Housing Administration): FHA Loss Mitigation & Foreclosure Avoidance
• VA (S. Department of Veterans Affairs): VA Mortgage Assistance for Veterans

Frequently Asked Questions (Flagstar Bank Servicing)

Q: Can I get a loan modification if Flagstar Bank has already denied me? A: Yes. A denial is often due to an incomplete application or an income calculation error. UCMA specializes in reviewing denied applications, correcting errors, and resubmitting a compliant package that meets Flagstar’s underwriting standards.

Q: Does applying for a modification stop a foreclosure sale date? A: Typically, yes, but not automatically. Under CFPB rules, if a complete loss mitigation application is received more than 37 days before a scheduled sale, Flagstar generally cannot proceed with foreclosure until the application is fully reviewed. UCMA ensures your application is deemed “complete” to trigger these protections.

Q: How long does a Flagstar Bank loan modification take? A: The process can take anywhere from 30 to 90 days depending on the complexity of your file and how quickly documents are submitted. Having an advocate like UCMA can often speed up this process by preventing administrative stalls.

Don’t Face Flagstar Bank Foreclosure Alone.

Your home is your most valuable asset. Let the experts at UCMA fight to protect it.

Call 1-800-474-1407 or Click Contact UCMA and we will call you!