Stop Foreclosure on Your Franklin Savings Bank Mortgage
Don’t Face the Bank Alone. Get Trusted Help Today.
Call UCMA: 1-800-474-1407
Expert Guidance for Franklin Savings Bank Borrowers
If you are falling behind on mortgage payments with Franklin Savings Bank, time is your most valuable asset. Since 1997, United Capital Mortgage Assistance (UCMA) has been a leading voice in foreclosure prevention, helping homeowners nationwide since 1997, navigate the complex loss mitigation process.
Our team possesses the Experience and Expertise to handle difficult lender negotiations. We understand the specific requirements of community lenders like Franklin Savings Bank (both in Maine and New Hampshire) and national servicers. Whether you have been denied a modification or are just starting to struggle, we provide the Authority and Trustworthiness you need to save your home.
Why Choose UCMA to Handle Your Franklin Savings Bank Loan?
Dealing with a lender directly can be intimidating and confusing. Here is why homeowners trust UCMA:
- Proven Track Record: We have been stopping foreclosures since 1997.
- Documentation Experts: We know exactly what documents Franklin Savings Bank requires and we handle it all for you and package it in the format that Franklin Savings Banks desires, avoiding “missing document” delays.
- Lender Negotiation: We speak the bank’s language. We know the difference between a forbearance, a deferral, and a modification, and we fight for the best long-term solution for you.
- Empathy & Support: We treat every client like family, not a loan number.
Real Client Testimonial
“You told me you could help even though we got denied by our lender. My wife wanted to trust you, I am glad she did. Thank you sir, for helping us stop our foreclosure and keep our home.” — R.K. and M.K., Mississippi
Ready to get started? Call 1-800-474-1407 for your Free Consultation or Click on Contact UCMA and we’ll call you!
Franklin Savings Bank: Mortgage Department Contact Info
We have compiled the essential contact information you need to reach the loss mitigation and loan operations departments.
Important: There are two distinct banks with this name. Please verify which state your bank is located in before calling.
Franklin Savings Bank (Maine)
- Website/Portal: Franklin Savings Bank (Maine) Personal Banking
- Mortgage/Loan Phone: 1-800-287-0752 (Ask for the Loan Servicing or Loss Mitigation Department)
- Main Office: 207-778-3339
Franklin Savings Bank (New Hampshire)
- Website/Portal: FSB New Hampshire
- Customer Service / Loss Mitigation Inquiries: 1-800-372-4445
- Customer Service Fax: 603-934-0486
Official Government Foreclosure Help
If you need additional assistance or verification of your rights, these government agencies provide critical resources:
- Consumer Financial Protection Bureau (CFPB): Mortgage Help Page
- FHA (HUD): FHA Loss Mitigation & Foreclosure Help
- Veterans Affairs (VA): VA Mortgage Help & Foreclosure Avoidance
- Homeowner Assistance Fund (HAF): Find Your State’s HAF Program
Frequently Asked Questions
Q: Why did Franklin Savings Bank deny my loan modification?
A: Lenders deny modifications for several reasons, often unrelated to your actual need. Common reasons include:
- Incomplete Application: Failing to send one page of a bank statement can cause a denial.
- “NPV” Failure: The Net Present Value test may claim the investor makes more money foreclosing than modifying.
- Disposable Income Issues: You may show too much or too little income to support a new payment. UCMA can review your denial letter and help you re-apply correctly.
Q: What is a Trial Payment Plan (TPP)?
A: A Trial Payment Plan is a “probation” period for your loan modification. Typically, the bank will require you to make 3 monthly payments at the new, estimated amount on time.
- Crucial Step: If you make all 3 payments, the modification becomes permanent.
- Risk: If you miss a trial payment by even one day, the agreement can be voided, and foreclosure may resume.
Q: I have a loan with Freedom Mortgage. Can you help me?
A: Yes. UCMA assists homeowners with all major servicers, including Freedom Mortgage.
- Freedom Mortgage Specifics: Freedom Mortgage is a large national servicer that handles many FHA and VA loans. They have specific “loss mitigation waterfalls” that determine your eligibility for rate reductions or term extensions.
- The Process: Just like with Franklin Savings Bank, we can prepare your Freedom Mortgage application, submit it to their specific loss mitigation department, and negotiate on your behalf.
- Denied by Freedom? If Freedom Mortgage denied you, call us immediately at 1-800-474-1407. We specialize in overturning denials from major servicers.
Take the First Step Toward Saving Your Home
Do not wait for a foreclosure auction date. The earlier you act, the more options you have.
Contact United Capital Mortgage Assistance
- Phone: 1-800-474-1407
- Click Here to Start Your Free Consultation or Apply Online
- Free No-Obligation Consultation.
- Helping Homeowners Nationwide Since 1997.
- Disclaimer: United Capital Mortgage Assistance (UCMA) is a private company and is NOT associated with the government, any government agency or any mortgage lender/servicer. UCMA is NOT a law firm and does not provide legal advice. All claims of success are based on past results and are not a guarantee of future outcomes.