RoundPoint Mortgage Servicing Loan Modification Help & Foreclosure Prevention
Don’t Face RoundPoint Mortgage Servicing Alone. We Can Help You Keep Your Home.
If you are falling behind on your mortgage payments with RoundPoint Mortgage Servicing, time is your most valuable asset. United Capital Mortgage Assistance (UCMA) has been a trusted authority in foreclosure prevention since 1997. We understand the specific loss mitigation procedures used by RoundPoint and can help you navigate their complex system to stop foreclosure and save your home.
Immediate Help is Available.
Contact UCMA today for a free consultation at 1-800-474-1407 or Click Contact UCMA and we’ll call you!
RoundPoint Mortgage Servicing Contact Information
For your convenience, we have listed the direct contact details for RoundPoint’s loss mitigation department.
- Borrower Portal: RoundPoint “You Are Home” Login
- Loss Mitigation Phone: (877) 426-8805
- Loss Mitigation Fax: (877) 343-2448
- Mailing Address: RoundPoint Mortgage Servicing LLC Attn: Loss Mitigation Department PO Box 19409 Charlotte, NC 28219-9409
- (Note: Phone numbers and addresses are subject to change by the lender. Verify on your most recent mortgage statement.)
Why Choose UCMA for Your RoundPoint Mortgage Modification?
Dealing directly with a lender like RoundPoint Mortgage Servicing can be overwhelming. Misplaced documents, confusing terminology, and long hold times often lead to unnecessary denials. UCMA is your professional advocate.
- 25+ Years of Experience: We have been successfully resolving mortgage delinquencies since 1997. We know exactly what RoundPoint Mortgage requires for a successful modification.
- Foreclosure Prevention Expertise: Our sole focus is keeping you in your home. We analyze your financial situation to present the strongest possible case to your lender.
- Full-Service Representation: From the initial application to the final signature, we handle the paperwork, the phone calls, and the negotiations so you can focus on your family.
- Peace of Mind: We handle the paperwork, the phone calls, and the stress. UCMA handles the entire application process for you, from beginning to end, ensuring every detail is accurate to maximize your chances of stopping foreclosure and keeping your family in your home!
- Real Client Success Story: “You and the members of your staff have been tremendously wonderful and now we can rest and knowing that we can keep our home. I would highly recommend my friends, family or anyone to your company if they are in trouble of losing their home.” — Mr. and Mrs. LP
Get Your Free Consultation Today:
Call UCMA: 1-800-474-1407 or Click Contact UCMA and we will call you!
Government Resources for Homeowners
Trustworthy information is vital. In addition to our services, we encourage you to review these official government resources for foreclosure prevention:
- CFPB Mortgage Help: Consumer Financial Protection Bureau Mortgage Resources
- HUD/FHA Avoidance: HUD Avoiding Foreclosure Guide
VA Home Loan Help: VA Housing Assistance & Foreclosure Avoidance
Frequently Asked Questions (FAQ) About RoundPoint Mortgage Servicing
Does RoundPoint Mortgage Servicing do loan modifications? Yes, RoundPoint offers loan modifications to eligible borrowers who have experienced a documented financial hardship. A modification typically involves changing the terms of your loan—such as the interest rate, term length, or principal balance—to make your monthly payments more affordable.
What is a Trial Payment Plan (TPP)? A Trial Payment Plan is often the first step in a loan modification. RoundPoint may require you to make three months of provisional, lowered payments on time. If you successfully complete this trial period, the modification can become permanent. Failing to make a trial payment often leads to immediate cancellation of the offer.
Why was I denied for a loan modification by RoundPoint? Common reasons for denial include:
- Incomplete Application: Missing a single pay stub or bank statement.
- Insufficient Income: The lender determined you cannot afford even the modified payment.
- Net Present Value (NPV) Failure: The investor believes they will recover more money by foreclosing than by modifying the loan.
Why should I use UCMA instead of doing it myself?
While you can apply on your own, the process is legally and mathematically complex. Mortgage servicers have teams of experts protecting their interests; UCMA provides you with your own team of experts to protect yours. We ensure your application presents your financial hardship in the clearest light possible to maximize your chances of approval.
Contact Us Today
United Capital Mortgage Assistance – Phone: 1(800) 474-1407
Get Help Now – Click to Apply Online
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