Discover how UCMA helped a homeowner overcome $23,000 delinquency with Planet Home Lending. Learn how our persistence secured a VA Loan Modification after denial.
From Delinquency to Relief: A Planet Home Lending Case Study
When this client came to United Capital Mortgage Assistance (UCMA), he was nearly $23,000 delinquent on his mortgage with Planet Home Lending. His monthly payment was $1,699.85, including taxes and insurance, and the fear of foreclosure was weighing heavily on him.
Qualification & Loan Modification Package
UCMA reviewed his situation and determined he could qualify for a VA Loan Modification. We assisted him in completing all required paperwork.
All necessary documents were collected and forwarded to Planet Home Lending as part of a full loan modification package.
Throughout the process, we kept the homeowner informed with regular updates.
Step 2: Initial Denial
Despite the thorough preparation, Planet Home Lending denied the homeowner for any type of workout arrangement. For many, this would have been the end of the road—but UCMA doesn’t stop at “no.”
Step 3: Appeal & Persistence
Believing strongly that the homeowner qualified, UCMA drafted a formal appeal letter on his behalf.
The homeowner signed the appeal.
We submitted the appeal with updated client information.
Within 30 days, Planet Home Lending reversed their decision and approved the VA Loan Modification.
Step 4: The Outcome
$23,335.03 was placed on the back of the loan.
The monthly payment increased slightly to $1,764.68.
The homeowner expressed deep gratitude for UCMA’s persistence and dedication—even after the initial denial.
If you’re facing mortgage delinquency or have been denied a loan modification, UCMA can help. Call 1-800-474-1407 today to speak with one of our foreclosure prevention experts. Contact UCMA or Apply Online. Trusted by Thousands Since 1997.
Disclaimer: United Capital Mortgage Assistance (UCMA) is a private company and is NOT associated with the government, any government agency or any mortgage lender/servicer. UCMA is NOT a law firm and does not provide legal advice. All claims of success are based on past results and are not a guarantee of future outcomes.
Success Story: VA Loan Modification Approved After Initial Lender Denial
Discover how UCMA helped a homeowner overcome $23,000 delinquency with Planet Home Lending. Learn how our persistence secured a VA Loan Modification after denial.
From Delinquency to Relief: A Planet Home Lending Case Study
When this client came to United Capital Mortgage Assistance (UCMA), he was nearly $23,000 delinquent on his mortgage with Planet Home Lending. His monthly payment was $1,699.85, including taxes and insurance, and the fear of foreclosure was weighing heavily on him.
Qualification & Loan Modification Package
UCMA reviewed his situation and determined he could qualify for a VA Loan Modification. We assisted him in completing all required paperwork.
All necessary documents were collected and forwarded to Planet Home Lending as part of a full loan modification package.
Throughout the process, we kept the homeowner informed with regular updates.
Step 2: Initial Denial
Despite the thorough preparation, Planet Home Lending denied the homeowner for any type of workout arrangement. For many, this would have been the end of the road—but UCMA doesn’t stop at “no.”
Step 3: Appeal & Persistence
Believing strongly that the homeowner qualified, UCMA drafted a formal appeal letter on his behalf.
Step 4: The Outcome
If you’re facing mortgage delinquency or have been denied a loan modification, UCMA can help. Call 1-800-474-1407 today to speak with one of our foreclosure prevention experts. Contact UCMA or Apply Online. Trusted by Thousands Since 1997.
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