Facing mortgage delinquency is overwhelming, but it doesn’t have to mean foreclosure. At United Capital Mortgage Assistance (UCMA), we specialize in turning impossible situations into success stories.
In this recent case, we helped a homeowner who had fallen significantly behind on their payments with Citizens Bank. Here is how we helped them get back on track and save their home.
The Challenge: Deep Delinquency
When this client first reached out to us, they were facing a severe financial hurdle. They had fallen over $29,000 delinquent on their mortgage. The stress was mounting, and their original PITI (Principal, Interest, Taxes, and Insurance) payment stood at $1,146.99. They needed a solution that would not only resolve the past-due amount but also ensure their future payments were affordable.
The Solution: Expert Documentation & Advocacy
Navigating the requirements for a loan modification or partial claim can be confusing. One missed signature or incorrect form can lead to a denial.
Guidance: We guided the homeowner through the entire documentation process, ensuring every form was filled out correctly.
Submission: Once we received the paperwork, we promptly submitted the extensive file to Citizens Bank on the client’s behalf.
Negotiation: We leveraged our experience to push for the best possible outcome under FHA guidelines.
The Result: A Fresh Start
We successfully secured an FHA Partial Claim for the client. This solution brought the mortgage current and modified the terms to be more sustainable.
Status: The client is now 100% current on their mortgage.
New Payment: We lowered their monthly PITI payment from $1,146.99 to $1,087.05.
The homeowner was incredibly relieved and thankful to put the stress of foreclosure behind them. We were thrilled to assist in securing their home and their financial future.
Are you behind on payments with Citizens Bank? Don’t wait until it’s too late. UCMA can review your specific situation and help you pursue a loan modification or partial claim.
Saved From Foreclosure – Citizens Bank Success Story
Facing mortgage delinquency is overwhelming, but it doesn’t have to mean foreclosure. At United Capital Mortgage Assistance (UCMA), we specialize in turning impossible situations into success stories.
In this recent case, we helped a homeowner who had fallen significantly behind on their payments with Citizens Bank. Here is how we helped them get back on track and save their home.
The Challenge: Deep Delinquency
When this client first reached out to us, they were facing a severe financial hurdle. They had fallen over $29,000 delinquent on their mortgage. The stress was mounting, and their original PITI (Principal, Interest, Taxes, and Insurance) payment stood at $1,146.99. They needed a solution that would not only resolve the past-due amount but also ensure their future payments were affordable.
The Solution: Expert Documentation & Advocacy
Navigating the requirements for a loan modification or partial claim can be confusing. One missed signature or incorrect form can lead to a denial.
Guidance: We guided the homeowner through the entire documentation process, ensuring every form was filled out correctly.
Submission: Once we received the paperwork, we promptly submitted the extensive file to Citizens Bank on the client’s behalf.
Negotiation: We leveraged our experience to push for the best possible outcome under FHA guidelines.
The Result: A Fresh Start
We successfully secured an FHA Partial Claim for the client. This solution brought the mortgage current and modified the terms to be more sustainable.
Status: The client is now 100% current on their mortgage.
New Payment: We lowered their monthly PITI payment from $1,146.99 to $1,087.05.
The homeowner was incredibly relieved and thankful to put the stress of foreclosure behind them. We were thrilled to assist in securing their home and their financial future.
Are you behind on payments with Citizens Bank? Don’t wait until it’s too late. UCMA can review your specific situation and help you pursue a loan modification or partial claim.
Contact us today to see if you qualify for similar assistance!
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