Loan Modification & Foreclosure Prevention Blog | UCMA

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December 6, 2025 Comments Off

Life can change in an instant. For one of our recent clients, a challenging cycle began when the husband lost his job. Although he was able to transfer to a new location to

December 1, 2025 Comments Off

When homeowners fall behind on mortgage payments, lenders often provide three main options to avoid foreclosure: loan modifications, repayment plans, and forbearance agreements. Each solution has unique benefits, limitations, and best-fit scenarios. Understanding

November 30, 2025 Comments Off

Receiving a Notice of Default or hearing the word "foreclosure" is one of the most stressful experiences a homeowner can face. It’s easy to feel paralyzed or to believe the bank holds all

November 25, 2025 Comments Off

Discover how UCMA helped a homeowner overcome $23,000 delinquency with Planet Home Lending. Learn how our persistence secured a VA Loan Modification after denial.From Delinquency to Relief: A Planet Home Lending Case StudyWhen

November 21, 2025 Comments Off

When facing foreclosure, understanding whether your lender is pursuing a judicial foreclosure or a non-judicial foreclosure is critical. Each process has unique timelines, costs, and homeowner rights. At UCMA, we guide clients through

November 21, 2025 Comments Off

In foreclosure in Wisconsin? UCMA offers proven, non-bankruptcy foreclosure assistance to help you retain your home. Get a free review of your situation and learn which options may work for you—reach out to UCMA today.Wisconsin

November 20, 2025 Comments Off

Facing foreclosure is terrifying, especially when unexpected hurdles appear. In this recent success story, United Capital Mortgage Assistance (UCMA) helped a homeowner overcome a complex situation involving Freedom Mortgage, a significant delinquency, and

November 20, 2025 Comments Off

A failed Chapter 13 bankruptcy doesn't have to mean losing your home. At United Capital Mortgage Assistance (UCMA), we specialize in complex foreclosure prevention cases where other options have failed.In this recent case

November 20, 2025 Comments Off

Facing mortgage delinquency is overwhelming, but it doesn't have to mean foreclosure. At United Capital Mortgage Assistance (UCMA), we specialize in turning impossible situations into success stories.In this recent case, we helped a

November 18, 2025 Comments Off

A loan modification can cause a temporary dip in a homeowner’s credit score, depending on how the lender reports it, but it is generally far less damaging than foreclosure or bankruptcy. Over time,

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