The Situation:Facing foreclosure is a terrifying experience, especially when you have built a life in your home for nearly a decade. Recently, a client came to United Capital Mortgage Assistance (UCMA) in a
Loan Modification & Foreclosure Prevention Blog | UCMA
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If you modified your mortgage in 2023 or 2024, you likely saved your home—but you might feel "stuck" with a higher interest rate or a 40-year term.With early 2026 mortgage rates projected to
When homeowners face foreclosure, desperation can lead them into risky deals. One of the most dangerous is the “lease-back” trap—a scheme where you sign over your deed to an investor or company, then
When homeowners fall behind on mortgage payments, lenders often provide three main options to avoid foreclosure: loan modifications, repayment plans, and forbearance agreements. Each solution has unique benefits, limitations, and best-fit scenarios. Understanding
When facing foreclosure, understanding whether your lender is pursuing a judicial foreclosure or a non-judicial foreclosure is critical. Each process has unique timelines, costs, and homeowner rights. At UCMA, we guide clients through