Loan Modification & Foreclosure Prevention Blog | UCMA

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January 27, 2026 Comments Off

If you modified your mortgage in 2023 or 2024, you likely saved your home—but you might feel "stuck" with a higher interest rate or a 40-year term.With early 2026 mortgage rates projected to

January 13, 2026 Comments Off

Facing foreclosure is overwhelming, especially when you are self-employed and hit with unexpected income loss. At United Capital Mortgage Assistance (UCMA), we specialize in turning these "impossible" situations into success stories.In a recent

January 12, 2026 Comments Off

The Hard Part is Over—Now Let’s Keep It That Way: How to Budget After a Loan Modification: A loan modification is not just a change in paperwork; it is a change in lifestyle.

December 9, 2025 Comments Off

When homeowners face foreclosure, desperation can lead them into risky deals. One of the most dangerous is the “lease-back” trap—a scheme where you sign over your deed to an investor or company, then

December 6, 2025 Comments Off

Life can change in an instant. For one of our recent clients, a challenging cycle began when the husband lost his job. Although he was able to transfer to a new location to

December 1, 2025 Comments Off

When homeowners fall behind on mortgage payments, lenders often provide three main options to avoid foreclosure: loan modifications, repayment plans, and forbearance agreements. Each solution has unique benefits, limitations, and best-fit scenarios. Understanding

November 30, 2025 Comments Off

Receiving a Notice of Default or hearing the word "foreclosure" is one of the most stressful experiences a homeowner can face. It’s easy to feel paralyzed or to believe the bank holds all

November 25, 2025 Comments Off

Discover how UCMA helped a homeowner overcome $23,000 delinquency with Planet Home Lending. Learn how our persistence secured a VA Loan Modification after denial.From Delinquency to Relief: A Planet Home Lending Case StudyWhen

November 21, 2025 Comments Off

When facing foreclosure, understanding whether your lender is pursuing a judicial foreclosure or a non-judicial foreclosure is critical. Each process has unique timelines, costs, and homeowner rights. At UCMA, we guide clients through

November 21, 2025 Comments Off

In foreclosure in Wisconsin? UCMA offers proven, non-bankruptcy foreclosure assistance to help you retain your home. Get a free review of your situation and learn which options may work for you—reach out to UCMA today.Wisconsin

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