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November 17, 2025 0 Comments

FHA, VA, Fannie Mae, and Freddie Mac all currently offer updated Loan Modification Programs in 2025. FHA focuses on extended COVID-19 recovery options and permanent loss mitigation; VA has just enacted the VA

November 14, 2025 0 Comments

Falling behind on your mortgage can feel overwhelming. The stress of missed payments, late notices, and the fear of foreclosure is heavy enough. But what happens if your lender/servicer makes a mistake—or worse,

November 13, 2025 0 Comments

When our client first contacted UCMA they were $14,472.90 past due on a mortgage with an original PITI of $791.60. After we submitted the complete documentation to Midland Mortgage and provided the client

November 13, 2025 0 Comments

Facing foreclosure is overwhelming. Scammers count on that fear and urgency to push quick “solutions” that cost you money, your identity, or your home.Below are the seven most common foreclosure scams, clear warning

November 12, 2025 0 Comments

In foreclosure in Illinois? UCMA offers proven, nonbankruptcy foreclosure assistance to help you retain your home. Get a free review of your situation and learn which options may work for you—reach out to

November 11, 2025 0 Comments

For many homeowners, unexpected financial hardship can make it difficult to keep up with mortgage payments. If you’re worried about falling behind—or already are—a loan modification may be the lifeline you need to